4154 SW 109th Pl, Ocala, FL 34476 Property Records

Marion County property record for 4154 SW 109th Pl, Ocala, FL 34476 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,033 sqft · built 2023
Lot Size0.77 acres (33,541 sqft)
Owner2 Individual Names on File
Tax Bill$6,216 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Aug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN3578-004-025

Property Details

APN / Parcel Number

Primary APN3578-004-025
Alternative APNs
  • 0890341000
  • 890341

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,033 sqft Living Area
Gross Area5,011 sqft
1st Floor Area2,033 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Architectural StyleModern
Exterior MaterialConcrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area33,541 sqft (0.77 acres)
Lot Dimensions305 ft deep x 110 ft wide
Garage TypeAttached
Garage Area676 sqft

Exterior Amenities

Pool TypeEnclosed Pool
Pool Area1,875 sqft
PorchPatio
Patio Area66 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Street Address4154 SW 109TH PL
CityOCALA
StateFL
Zip34476-5210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 27 TWP 16 RGE 21 PLAT BOOK K PAGE 052 OCALA WATERWAY ESTATES BLK 4 LOT 25
Legal Range21E
Legal Township16S
Legal Section27
Legal SubdivisionOCALA WATERWAY ESTATE
Legal Block4
Legal Lot Number25
JurisdictionMARION FL
Township / Civil DivisionBELLEVIEW
Census Block Group3
Census Block3005
Census Tract1009

Owner

Source: Marion County records · APN 3578-004-025

Assessment roll updated December 29, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4154 SW 109TH PL, OCALA, FL 34476-5210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 13, 2026Deed of Trust, Mortgage · Line of Credit
FIRST FEDERAL BANK
Aug 18, 2021Intrafamily Transfer, Transfer · FHA Mortgage
FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 18, 2021
Deed SaleAug 18, 2021
Prior SaleJul 17, 2020 · Amount on Record
Deed Document Number2021113603
Deed Book / Page7545 / 1872
Prior Transfer DateAug 10, 2021
Prior Transfer Doc0075451872
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Recording DateApr 13, 2026
Property Address4154 SW 109TH PL, OCALA, FL 34476-5210
Document Number0000046118
Book / Page8878 / 1430
Instrument DateMar 26, 2026
Instrument202646118
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4154 SW 109TH PL, OCALA, FL 34476-5210

Mortgage

Document Number0000046118,
DateApr 13, 2026
Book Page8878/1430
Instrument202646118
Lender
NameFIRST FEDERAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 01, 2051
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARION FL
Recording DateAug 18, 2021
Property Address4154 SW 109TH PL, OCALA, FL 34476-5210
Document Number0075451872
Book / Page7545 / 1872
Map ReferenceMB K PG 52
Instrument DateAug 10, 2021
Instrument2021113603
Transaction TypeTransfer
Record UpdatedSep 11, 2023
Title CompanyATLAS TITLE, ATLAS TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11322 SE 55TH AVENUE RD UNIT 3002, 3002, BELLEVIEW, FL 34420-3753

Mortgage

Document Number0075451874
DateAug 18, 2021
Instrument7545/1874
Lender
NameFIRST FEDERAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term373 Months
DueSep 11, 2052

Tax Assessment & Valuation

Source: Marion County records · Assessment roll updated December 29, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,216.00 (+659.9%) Homeowner's exemption$405,022 (+1,540.83%) Land $48,500 Building $356,522$405,022 (+852.99%) Land $48,500 Building $356,522
2023$818.00 (+15.05%)$24,684 (-13.99%)$42,500 (+48.08%) Land $42,500
2022$711.00$28,700 Land $28,700$28,700 Land $28,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Marion County (12083C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120830010093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 17% of Florida
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber2,000 / 1,000
Zito West HoldingCable1,000 / 50

May also be available at this address: Zito West Holding, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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