4154 Osborne Rd, Hurlock, MD 21643 Property Records

Dorchester County property record for 4154 Osborne Rd, Hurlock, MD 21643

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,052 sqft · built 2021
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on File
Tax Bill$3,689 (2026)
Deeds & MortgagesApr 2021 Mortgage
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN02-285932

Property Details

APN / Parcel Number

Primary APN02-285932
Alternative APN
  • 285932

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,052 sqft Total Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area65,340 sqft (1.5 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number285932
Street Address4154 OSBORNE RD
CityHURLOCK
StateMD
Zip21643-3000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5A-1.50 ACRES W/S OSBORNE RD HURLOCK
Legal Lot Number5A
JurisdictionDORCHESTER MD
Township / Civil Division2, EAST NEW MARKET
Census Block Group1
Census Block1025
Census Tract970300

Owner

4154 Osborne Rd is owned and occupied by two individuals.

Source: Dorchester County records, as of October 1, 2026

Owner of Record2 Individual Names on File
Mailing Address4154 OSBORNE RD, HURLOCK, MD 21643-3000
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2021Deed of Trust, Mortgage · FHA Mortgage
TIDEWATER MORTGAGE SERVICES INC
Mar 10, 2020Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address4154 OSBORNE RD, HURLOCK, MD 21643-3000
Transaction TypeMortgage
Record UpdatedAug 12, 2021
Title CompanyPOWERHOUSE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016410148
DateApr 9, 2021
Book Page1641/148
Lender
NameTIDEWATER MORTGAGE SERVICES INC
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2051

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionDORCHESTER MD
Recording DateMar 10, 2020
Property Address4154 OSBORNE RD, HURLOCK, MD 21643-3000
Document Number0015660140
Book / Page001566 / 000140
Instrument DateMar 9, 2020
Transaction TypeTransfer
Record UpdatedMay 4, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressPO BOX 423 SECRETARY MD 216640423, SECRETARY, MD 21664-0423

Tax Assessment & Valuation

The 2026 property tax bill for 4154 Osborne Rd was $3,689, up 6.1% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,689.00 (+6.13%)$317,833$336,500 Land $41,200 Building $295,300
2025$3,476.00
2023$3,042.00$268,167$280,500 Land $41,200 Building $239,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4154 Osborne Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims19 (1996–2021)
Claims Outside the SFHA11 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Isabel, Sep 2003 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4154 Osborne Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Bay Country Communications.

Nearby Properties on Osborne Rd

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