4154 Mission Tree Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4154 Mission Tree Way, Oceanside, CA 92057

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,790 sqft · built 2020
Lot Size	6.03 acres (262,977 sqft)
Owner	Individual Name on File
Last Sale	$607,000 (Jul 2020)
Tax Bill	$7,296 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`158-070-64-36`

Property Details

APN / Parcel Number

Primary APN	`158-070-64-36`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,790 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Lot Area	262,977 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4154 MISSION TREE WAY
City	OCEANSIDE
State	CA
Zip	92057-6472
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	LOT 1 US 56 PER DOC17-434213&UND INT IN TR 016180
Legal Subdivision	VILLA STORIA PLANNING AREA 3
Legal Tract	016180
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1015
Census Tract	18521

Owner

4154 Mission Tree Way, a condominium, is owned and occupied by an individual who bought it in July 2020.

Source: San Diego County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4154 MISSION TREE WAY, OCEANSIDE, CA 92057-6472
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Jul 28, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2020 · Amount on File
Deed Sale	Jul 28, 2020 · Amount on File
Deed Document Number	2020412892
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4154 MISSION TREE WAY, OCEANSIDE, CA 92057-6472
Transaction Type	Mortgage
Record Updated	May 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4154 MISSION TREE WAY, OCEANSIDE, CA 92057-6472

Mortgage

Document Number	0000099074
Date	Apr 22, 2024
Instrument	2024-0099074

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 28, 2020
Property Address	4154 MISSION TREE WAY, OCEANSIDE, CA 92057-6472
Document Number	0000412892
Map Reference	MAP 16180
Instrument Date	Apr 30, 2020
Instrument	2020-0412892
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4154 MISSION TREE WAY, OCEANSIDE, CA 92057-6472

Mortgage

Document Number	0000412893
Date	Jul 28, 2020
Instrument	2020-0412893

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4154 Mission Tree Way was $7,296 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,920 (+2%) Land $276,020 Building $393,900
2025	$7,296.00 Homeowner's exemption	$656,785 Land $270,608 Building $386,177
2023	$6,934.00 (+1.55%) Homeowner's exemption	$631,282 Land $260,100 Building $371,182
2022	$6,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4154 Mission Tree Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4154 Mission Tree Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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