4154 Hwy 59 W, Covington, TN 38019 Property Records

Tipton County property record for 4154 Hwy 59 W, Covington, TN 38019

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,275 sqft · built 1968
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Apr 2026)
Tax Bill	$134 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`084040 06401`

Property Details

APN / Parcel Number

Primary APN	`084040 06401`
Alternative APN	`040 06401`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,275 sqft Living Area
1st Floor Area	1,275 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Flooring	Carpet

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	200 ft deep x 160 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	476 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4154 HIGHWAY 59 W
City	COVINGTON
State	TN
Zip	38019-5310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 12, COUNTY AREA: C63
Jurisdiction	TIPTON TN
Township / Civil Division	3
Census Block Group	1
Census Block	1026
Census Tract	40400

Owner

4154 Hwy 59 W is owned and occupied by two individuals who bought it in April 2026.

Source: Tipton County records, as of May 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4154 HIGHWAY 59 W, COVINGTON, TN 38019-5310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Warranty Deed, Transfer · Conventional Mortgage PATRIOT BANK
Dec 19, 2022	Intrafamily Transfer, Transfer
Oct 23, 2020	Warranty Deed, Transfer SADDLE CREEK TITLE LLC
Sep 22, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on File
Deed Sale	Apr 24, 2026 · Amount on File
Prior Sale	Oct 22, 2020 · Amount on File
Deed Document Number	2026291819
Deed Book / Page	2121 / 660
Prior Transfer Date	Dec 12, 2025
Prior Transfer Doc	0000288737
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Apr 24, 2026
Property Address	4154 HIGHWAY 59 W, COVINGTON, TN 38019-5310
Document Number	0000291819
Book / Page	2121 / 660
Instrument Date	Apr 22, 2026
Instrument	2026.291819
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	MEDLOCK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57,923.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4154 HIGHWAY 59 W, COVINGTON, TN 38019-5310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000291819,
Date	Apr 24, 2026
Book Page	2121/662
Instrument	2026.291819

Lender

Name	PATRIOT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TIPTON TN
Recording Date	Dec 19, 2022
Property Address	4154 HIGHWAY 59 W, COVINGTON, TN 38019-5310
Document Number	0001985716
Book / Page	1985 / 716
Instrument Date	Oct 31, 2022
Instrument	262805
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4154 HIGHWAY 59 W, COVINGTON, TN 38019-5310

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Oct 23, 2020
Property Address	4154 HIGHWAY 59 W, COVINGTON, TN 38019-5310
Document Number	1867450
Book / Page	001867 / 000450
Instrument Date	Oct 16, 2020
Instrument	238203
Transaction Type	Transfer
Record Updated	Nov 13, 2020
Title Company	SADDLE CREEK TITLE LLC

Transaction

Amount	Amount on Record
Tax	$163.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4154 HIGHWAY 59 W COVINGTON TN 380195310, COVINGTON, TN 38019-5310

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIPTON TN
Recording Date	Sep 22, 2020
Property Address	4154 HIGHWAY 59 W, COVINGTON, TN 38019-5310
Document Number	1862834
Book / Page	001862 / 000834
Instrument Date	Sep 18, 2020
Instrument	237222
Transaction Type	Transfer
Record Updated	Oct 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$111.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	19 VERNON ST ATOKA TN 380047771, ATOKA, TN 38004-7771

Tax Assessment & Valuation

The 2025 property tax bill for 4154 Hwy 59 W was $134.

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$134.00	$8,800 Land $3,850 Building $4,950
2023		$8,800 Land $3,850 Building $4,950
2022	$129.00
2020			$35,200 Land $15,400 Building $19,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4154 Hwy 59 W in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4154 Hwy 59 W is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FIRST U.D. OF TIPTON COUNTY serves 9,340 people · EPA ID TN0000703
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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