4154 Durhams Xing, Cincinnati, OH 45245 Property Records

Clermont County property record for 4154 Durhams Xing, Cincinnati, OH 45245

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,538 sqft · built 2012
Lot Size0.296 acres (12,902 sqft)
OwnerIndividual Name on Record
Last Sale$303,000 (Sep 2020)
Tax Bill$2,733 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Apr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN41-32-15C-218

Property Details

APN / Parcel Number

Primary APN41-32-15C-218

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,538 sqft Living Area
1st Floor Area886 sqft
Basement Area354 sqft
Unfinished Basement354 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialWood
Construction TypeFrame
Lot Area12,902 sqft (0.296 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area134 sqft
Patio Area606 sqft
Poultry House270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4154 DURHAMS XING
CityCINCINNATI
StateOH
Zip45245-1759
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRESERVES AT LIBERTY CROSSING SECTION 3 LOT 86; SEE 413215C218T FOR TIF
Legal SubdivisionRESERVES AT LIBERTY CROSSING
Legal Lot Number86
JurisdictionCLERMONT OH
Township / Civil DivisionUNION
Census Block Group1
Census Block1000
Census Tract41305

Owner

Source: Clermont County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4154 DURHAMS XING, CINCINNATI, OH 45245-1759
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2020Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Apr 5, 2017Survivorship Deed, Transfer · FHA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2020 · Amount on Record
Deed SaleSep 22, 2020 · Amount on Record
Prior SaleApr 5, 2017 · Amount on Record
Deed Document Number202025716
Deed Book / Page2852 / 2769
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLERMONT OH
Recording DateSep 22, 2020
Property Address4154 DURHAMS XING, CINCINNATI, OH 45245-1759
Document Number0000025716
Book / Page2852 / 2769
Map ReferenceCAB 15 PG 331&332
Instrument DateSep 11, 2020
Instrument202000025716
Transaction TypeTransfer
Record UpdatedSep 22, 2021
Title CompanyMATTINGLY FORD TTL SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4154 DURHAMS XING, CINCINNATI, OH 45245-1759

Mortgage

Document Number0000025717
DateSep 22, 2020
Instrument202000025717
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

April 2017: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionCLERMONT OH
Recording DateApr 5, 2017
Property Address4154 DURHAMS XING, CINCINNATI, OH 45245-1759
Document Number0000007544
Book / Page2698 / 1516
Map ReferencePL CAB 15 PG 331-332
Instrument DateMar 16, 2017
Instrument201700007544
Transaction TypeTransfer
Record UpdatedSep 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4154 DURHAMS XING, CINCINNATI, OH 45245-1759

Mortgage

Document Number0000007545
DateApr 5, 2017
Book Page2698/1519
Instrument201700007545
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2047

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionUnion Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,733.00 (-14.54%)$2,800 (-) Land $2,800
2024$3,198.00 (-47.81%) Homeowner's exemption$2,800 (-) Land $2,800$8,000 (-) Land $8,000
2023$6,128.00 (+3,659.51%) Homeowner's exemption$2,800 (-) Land $2,800$8,000 (-) Land $8,000
2022$163.00 Homeowner's exemption$2,800 Land $2,800
2020$8,000 Land $8,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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