4154 Berkshire Loop, Lakeland, FL 33813 Property Records

Polk County property record for 4154 Berkshire Loop, Lakeland, FL 33813

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,284 sqft · built 2011
Lot Size	0.27 acres (11,744 sqft)
Owner	Individual Name on File
Last Sale	$164,490 (Aug 2011)
Tax Bill	$1,702 (2025)
Deeds & Mortgages	May 2020 Loan Modification Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-29-23-288035-000280`

Property Details

APN / Parcel Number

Primary APN	`24-29-23-288035-000280`
Alternative APNs	`232924288035000280` `32924000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,284 sqft Living Area
Gross Area	2,684 sqft
1st Floor Area	2,284 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	11,744 sqft (0.27 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Screened/Unfinished Porch
Porch Area	196 sqft

Location & Zoning

Street Address	4154 BERKSHIRE LOOP
City	LAKELAND
State	FL
Zip	33813-4465
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHCHASE PB 138 PGS 41-43 LOT 28
Legal Range	24E
Legal Township	29S
Legal Section	23
Legal Subdivision	SOUTHCHASE
Legal Tract	288035
Legal Block	3
Legal Lot Number	28
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3001
Census Tract	14804

Owner

Source: Polk County records · APN 24-29-23-288035-000280

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4154 BERKSHIRE LOOP, LAKELAND, FL 33813-4465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 01, 2020	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK
Jan 25, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jan 25, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2011 · Amount on Record
Deed Sale	Aug 03, 2011 · Amount on Record
Deed Document Number	2011131056
Deed Book / Page	8442 / 1570
Record Updated	Sep 20, 2026

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	4154 BERKSHIRE LOOP, LAKELAND, FL 33813-4465
Document Number	0112750579
Instrument Date	May 01, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4154 BERKSHIRE LOOP LAKELAND FL 338134465, LAKELAND, FL 33813-4465

Mortgage

Document Number	0112750579
Date	Jun 24, 2020
Book Page	011275/000579
Instrument	125555

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2050

Interest

Rate	3.5%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4154 BERKSHIRE LOOP, LAKELAND, FL 33813-4465
Document Number	0100661382
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4154 BERKSHIRE LOOP LAKELAND FL 338134465, LAKELAND, FL 33813-4465

Mortgage

Document Number	0100661382
Date	Feb 15, 2017
Book Page	010066/001382
Instrument	30195

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2047

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	POLK FL
Property Address	4154 BERKSHIRE LOOP, LAKELAND, FL 33813-4465
Document Number	0100901589
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4154 BERKSHIRE LOOP LAKELAND FL 338134465, LAKELAND, FL 33813-4465

Mortgage

Document Number	0100901589
Date	Mar 14, 2017
Book Page	010090/001589
Instrument	49255

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2047

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,702.00 (-18.21%) Homeowner's exemption	$171,914 (+5.99%)	$338,580 (+3.96%) Land $54,000 Building $284,580
2023	$2,081.00 (+3.58%) Homeowner's exemption	$162,203 (+3%)	$325,692 (+0.8%) Land $52,000 Building $273,692
2022	$2,009.00 Homeowner's exemption	$157,479	$323,094 Land $50,000 Building $273,094

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	7 (2002–2024)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Moderate above 68% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 175 locations within half a mile of this property.

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