4154 38th St, San Diego, CA 92105 Property Records

San Diego County property record for 4154 38th St, San Diego, CA 92105

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 756 sqft · built 1928
Lot Size	0.8 acres (3,495 sqft)
Owner	Individual Name on Record
Last Sale	$795,000 (Sep 2026)
Tax Bill	$8,766 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2021 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`447-351-24-00`

Property Details

APN / Parcel Number

Primary APN	`447-351-24-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	756 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,495 sqft (0.8 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4154 38TH ST
City	SAN DIEGO
State	CA
Zip	92105-1308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2-5
Legal Description	BLK 11 LOT 37 TR 001000
Legal Subdivision	TERALTA
Legal Tract	001000
Legal Block	11
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	2201

Owner

Source: San Diego County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4541 FLORIDA ST, 109, SAN DIEGO, CA 92116-2761
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE
Jan 21, 2021	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Aug 4, 2020	Quit Claim Deed, Transfer CALIBER HM LOANS
Jul 16, 2019	Quit Claim Deed, Transfer LAWYERS TITLE
Jul 16, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 16, 2019	Quit Claim Deed, Transfer LAWYERS TITLE
Aug 20, 2018	Grant Deed, Transfer · FHA Mortgage FIRST AMERICAN TITLE COMPANY
Aug 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEAN & ELIZABETH CASTILLO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Jan 21, 2021 · Amount on Record
Deed Document Number	2026268381
Prior Transfer Date	Jul 30, 2020
Prior Transfer Doc	0000429941
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 14, 2026
Property Address	4154 38TH ST, SAN DIEGO, CA 92105-1308
Document Number	0000268381
Instrument Date	Sep 8, 2026
Instrument	2026268381
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$88,324.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4541 FLORIDA ST, 109, SAN DIEGO, CA 92116-2761

Mortgage

Document Number	0000268382,
Date	Sep 14, 2026
Instrument	2026268382

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 21, 2021
Property Address	4154 38TH ST, SAN DIEGO, CA 92105-1308
Document Number	0000047428
Map Reference	MAP 1000
Instrument Date	Jan 16, 2021
Instrument	2021-0047428
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4154 38TH ST, SAN DIEGO, CA 92105-1308
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047429
Date	Jan 21, 2021
Instrument	2021-0047429

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 4, 2020
Property Address	4154 38TH ST, SAN DIEGO, CA 92105-1308
Document Number	0000429941
Instrument Date	Jul 30, 2020
Instrument	429941
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4154 38TH ST SAN DIEGO CA 921051308, SAN DIEGO, CA 92105-1308

Mortgage

Document Number	429942
Date	Aug 4, 2020
Instrument	429942

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2019
Property Address	4154 38TH ST, SAN DIEGO, CA 92105-1308
Document Number	0000285947
Instrument Date	Jul 2, 2019
Instrument	285947
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4154 38TH ST SAN DIEGO CA 921051308, SAN DIEGO, CA 92105-1308

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2019
Property Address	4154 38TH ST, SAN DIEGO, CA 92105-1308
Document Number	0000285944
Map Reference	MAP 1000
Instrument Date	Jul 2, 2019
Instrument	2019-0285944
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4154 38TH ST, SAN DIEGO, CA 92105-1308

Mortgage

Document Number	0000285945
Date	Jul 16, 2019
Instrument	2019-0285945

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 16, 2019
Property Address	4154 38TH ST, SAN DIEGO, CA 92105-1308
Document Number	0000285943
Instrument Date	Jun 3, 2019
Instrument	285943
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4154 38TH ST SAN DIEGO CA 921051308, SAN DIEGO, CA 92105-1308

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 20, 2018
Property Address	4154 38TH ST, SAN DIEGO, CA 92105-1308
Document Number	0000341371
Map Reference	MAP 1000
Instrument Date	Aug 16, 2018
Instrument	2018-0341371
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4154 38TH ST, SAN DIEGO, CA 92105-1308

Mortgage

Document Number	0000341372
Date	Aug 20, 2018
Instrument	2018-0341372

Lender

Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4154 38TH ST, SAN DIEGO, CA 92105-1308
Document Number	0000122661
Instrument Date	Aug 9, 2018
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4154 38TH ST SAN DIEGO CA 921051308, SAN DIEGO, CA 92105-1308

Mortgage

Document Number	0000122661
Date	Apr 5, 2019
Instrument	122661

Lender

Name	SEAN & ELIZABETH CASTILLO
Address	960 BEVERLY AVE, IMPERIAL BEACH, CA 91932-3405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$669,069 (+2%) Land $404,092 Building $264,977
2025	$8,766.00 (+13.01%)	$655,951 (+4.04%) Land $396,169 Building $259,782
2023	$7,757.00 (+2.73%)	$630,482 Land $380,786 Building $249,696
2022	$7,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,040 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75

May also be available: GeoLinks, T-Mobile.

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