McIntosh County property record for 415381 E 1097 Rd, Checotah, OK 74426
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,868 sqft · built 1967 |
| Lot Size | 1.4 acres (61,183 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $90,000 (Oct 2020) |
| Tax Bill | $929 (2025) |
| Deeds & Mortgages | May 2024 Construction Loan Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 460019363 |
| Primary APN | 460019363 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,868 sqft Living Area |
| 1st Floor Area | 940 sqft |
| 2nd Floor Area | 928 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 61,183 sqft (1.4 acres) |
| Garage Type | Mixed |
| Garage Area | 2,016 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Area | 12,000 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 288 sqft |
| Deck Area | 892 sqft |
| Patio Area | 892 sqft |
| Balcony Area | 782 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 460019363 |
|---|---|
| Street Address | 415381 E 1097 RD |
| City | CHECOTAH |
| State | OK |
| Zip | 74426-2380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 4-9 BLK 1 ROCK CREEK 471/747 597/649 1095/601 |
| Legal Subdivision | ROCK CREEK |
| Legal Block | 1 |
| Legal Lot Number | 4-9 |
| Jurisdiction | MCINTOSH OK |
| Township / Civil Division | HITCHITA-PIERCE |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 779900 |
Source: McIntosh County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 415381 E 1097 RD, CHECOTAH, OK 74426-2380 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2024 | Deed of Trust, Mortgage · Construction Mortgage BANCFIRST |
| Oct 6, 2020 | Warranty Deed, Transfer · Commercial Mortgage BANCFIRST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2020 · Amount on Record |
| Deed Sale | Oct 6, 2020 · Amount on Record |
| Deed Document Number | 20204224 |
| Deed Book / Page | 1095 / 601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Property Address | 415381 E 1097 RD, CHECOTAH, OK 74426-2380 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|---|
| Address | 415381 E 1097 RD, CHECOTAH, OK 74426-2380 |
| Document Number | 001198/753 |
|---|---|
| Date | May 6, 2024 |
| Book Page | 1198/753 |
| Instrument | I-2024-001829 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | MCALESTER, OK 74502 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | May 5, 2031 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCINTOSH OK |
| Recording Date | Oct 6, 2020 |
| Property Address | 415381 E 1097 RD, CHECOTAH, OK 74426-2380 |
| Document Number | 001095/601 |
| Book / Page | 1095 / 601 |
| Instrument Date | Oct 2, 2020 |
| Instrument | 2020-004224 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 415451 E 1097 RD, CHECOTAH, OK 74426-2379 |
| Document Number | 2020004225 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020-004225 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 5, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: McIntosh County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | McIntosh County |
| Unified School District | Checotah Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,858 (+3%) Land $1,650 Building $10,208 | $107,800 (-11.46%) Land $15,000 Building $92,800 | |
| 2025 | $929.00 Homeowner's exemption | $11,513 (+0.01%) Land $1,650 Building $9,863 | $121,755 (+0.69%) Land $15,000 Building $106,755 |
| 2024 | $929.00 (+10.86%) Homeowner's exemption | $11,512 (+6.08%) Land $1,650 Building $9,862 | $120,919 (+7.1%) Land $15,000 Building $105,919 |
| 2023 | $838.00 Homeowner's exemption | $10,852 Land $1,650 Building $9,202 | $112,904 Land $15,000 Building $97,904 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 15, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · lower than 73% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ecoLink Fiber | 1,000 / 1,000 |
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