41538 Birchwood St, Elyria, OH 44035 Property Records

Lorain County property record for 41538 Birchwood St, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,213 sqft · built 2017
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2018)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-22-017-108-020`

Property Details

APN / Parcel Number

Primary APN	`06-22-017-108-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,213 sqft Living Area
Gross Area	1,613 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	112 ft deep x 30 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	77 sqft
Deck Area	85 sqft
Patio Area	245 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	41538 BIRCHWOOD ST
City	ELYRIA
State	OH
Zip	44035-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CLEARVIEW 30 X 112
Legal Subdivision	CLEARVIEW
Legal Tract	22
Legal Block	108
Legal Lot Number	592
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1005
Census Tract	70200

Owner

41538 Birchwood St is owned and occupied by an individual who bought it in June 2018.

Source: Lorain County records, as of May 16, 2025

Owner of Record	Individual Name on File
Mailing Address	41538 BIRCHWOOD ST, ELYRIA, OH 44035-1214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO
Jan 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2018 · Amount on File
Deed Sale	Jun 19, 2018 · Amount on File
Prior Sale	Jul 24, 2015 · Amount on File
Deed Document Number	2018676652
Prior Transfer Date	Nov 16, 2010
Prior Transfer Doc	0000354352
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	41538 BIRCHWOOD ST, ELYRIA, OH 44035-1214
Transaction Type	Mortgage
Record Updated	Feb 16, 2023
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000905074
Date	Jan 27, 2023
Instrument	2023-0905074

Lender

Name	NORTHWEST BANK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 19, 2018
Property Address	41538 BIRCHWOOD ST, ELYRIA, OH 44035-1214
Document Number	0000676652
Map Reference	VOL 10 PG 8
Instrument Date	Jun 18, 2018
Instrument	2018-0676652
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	AMERICAN PETRIOT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41538 BIRCHWOOD ST, ELYRIA, OH 44035-1214

Mortgage

Document Number	0000676653
Date	Jun 19, 2018
Instrument	2018-0676653

Lender

Name	FIFTH THIRD MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Jan 27, 2017
Property Address	41538 BIRCHWOOD ST, ELYRIA, OH 44035-1214
Document Number	0000616875
Instrument Date	Jan 9, 2017
Instrument	616875
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8155 BAUMHART RD AMHERST OH 440019653, AMHERST, OH 44001-9653

Tax Assessment & Valuation

The 2025 property tax bill for 41538 Birchwood St was $3,745 with a homeowner's exemption, down 0.3% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,745.00 (-0.35%) Homeowner's exemption	$69,190 (%) Land $2,580 Building $66,610	$197,690 (-) Land $7,370 Building $190,320
2024	$3,758.00 (-21.13%)	$69,192 (-8.18%) Land $2,580 Building $66,612	$197,690 (-8.18%) Land $7,370 Building $190,320
2023	$4,765.00 (+0.36%)	$75,356 (+0.01%) Land $3,084 Building $72,272	$215,300 Land $8,810 Building $206,490
2022	$4,748.00	$75,350 Land $3,080 Building $72,270
2021			$215,300 Land $8,810 Building $206,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41538 Birchwood St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41538 Birchwood St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, Brightspeed.

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