41530 Knight Rd, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 41530 Knight Rd, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,127 sqft · built 2022
Lot Size	3.45 acres (150,282 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2021)
Tax Bill	$5,970 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`03-057976`

Property Details

APN / Parcel Number

Primary APN	`03-057976`
Alternative APNs	`3057976` `057976`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,127 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	150,282 sqft (3.45 acres)
View / Lot	Waterfront
Garage Type	Built-in
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	057976
Street Address	41530 KNIGHT RD
City	LEONARDTOWN
State	MD
Zip	20650-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 7 PROSPECT HILL SIMPL SUBD
Legal Subdivision	PROSPECT HILL SIMPL SUB
Legal Lot Number	7
Jurisdiction	ST MARY'S MD
Township / Civil Division	3, LEONARDTOWN
Census Block Group	3
Census Block	3004
Census Tract	875400

Owner

41530 Knight Rd is owned and occupied by an individual who acquired it in June 2025.

Source: St. Mary's County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	41530 KNIGHT RD, LEONARDTOWN, MD 20650-2202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage WATERSTONE MORTGAGE CORP
Sep 22, 2021	Deed, Transfer BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2021 · Amount on File
Deed Sale	Sep 22, 2021 · Amount on File
Deed Book / Page	5921 / 252
Last Transfer Date	Jun 25, 2025
Transfer Doc	0067210098
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	41530 KNIGHT RD, LEONARDTOWN, MD 20650-2202
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061060022
Date	Mar 28, 2022
Book Page	6106/22

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Apr 1, 2053

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Sep 22, 2021
Property Address	41530 KNIGHT RD, LEONARDTOWN, MD 20650-2202
Document Number	0059210252
Book / Page	5921 / 252
Map Reference	LB 45 FO 104
Instrument Date	Sep 15, 2021
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	BLUE CRAB TITLE ESCROW LLC, BLUE CRAB TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6735 COLONEL BEALL CT, HUGHESVILLE, MD 20637-2875

Tax Assessment & Valuation

The 2025 property tax bill for 41530 Knight Rd was $5,970 with a homeowner's exemption.

Source: St. Mary's County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$551,767 (+0.61%)	$558,500 (+1.84%) Land $127,200 Building $431,300
2025	$5,970.00 Homeowner's exemption	$548,400 Land $127,200 Building $421,200	$548,400 Land $127,200 Building $421,200
2023	$5,355.00	$510,933	$548,400 Land $127,200 Building $421,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 41530 Knight Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	6 (2003–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Oct 2021 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41530 Knight Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Knight Rd

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