Clay County property record for 4152 Saunders Dr, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 1,949 sqft · built 1973 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,229 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-05-24-006679-001-00 |
| Primary APN | 26-05-24-006679-001-00 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,949 sqft Living Area |
| Gross Area | 2,345 sqft |
| 1st Floor Area | 1,949 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Type | Carport |
| Garage Area | 484 sqft |
| Carport | Carport |
| Carport Area | 484 sqft |
| Porch | Finished Screened Porch |
|---|---|
| Porch Area | 918 sqft |
| Storage Building | 200 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Street Address | 4152 SAUNDERS DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-7110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLACK CREEK SHORES UNIT 3 AS REC OR 2418 PG 715, 4513 PG 909, 4890 PG 1 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 26 |
| Legal Subdivision | BLACK CREEK SHORES UNIT 3 |
| Legal Lot Number | 3 |
| Legal Unit | IT3 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | PENNEY FARMS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 31201 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4152 SAUNDERS DR, MIDDLEBURG, FL 32068-7110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2009 |
| Deed Sale | Jun 22, 2009 |
| Prior Sale | Jun 9, 2009 |
| Deed Document Number | 200929887 |
| Deed Book / Page | 3118 / 1994 |
| Last Transfer Date | Dec 27, 2024 |
| Transfer Doc | 0048900001 |
| Record Updated | Sep 20, 2026 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,229.00 (+11.95%) | $163,030 (+12.69%) Land $44,687 Building $118,343 | $163,030 (+12.69%) Land $44,687 Building $118,343 |
| 2024 | $1,991.00 (-21.89%) | ||
| 2023 | $2,549.00 (+24.34%) | $144,671 (+25.17%) Land $44,687 Building $99,984 | $144,671 (+25.17%) Land $44,687 Building $99,984 |
| 2022 | $2,050.00 | $115,581 Land $25,200 Building $90,381 | $115,581 Land $25,200 Building $90,381 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 74 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 31 (1992–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 42% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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