4152 Pierce St, Gary, IN 46408 Property Records

Lake County property record for 4152 Pierce St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,700 sqft · built 1956
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (May 2023)
Tax Bill	$1,095 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-46-0124-0004`

Property Details

APN / Parcel Number

Primary APN	`001-25-46-0124-0004`
Alternative APNs	`45-08-28-304-021.000-004` `254601240004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,700 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	850 sqft
Basement Area	850 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2021
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	126 ft deep x 40 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4152 PIERCE ST
City	GARY
State	IN
Zip	46408-2546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND SUB. OAKINGTON PARK S. 40.36FT. L.3 BL.1
Legal Subdivision	2ND SUB. OAKINGTON PARK
Legal Block	1
Legal Lot Number	3
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	3
Census Block	3002
Census Tract	12500

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4152 PIERCE ST, GARY, IN 46408-2546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Apr 2, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 2, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Aug 19, 2022	Warranty Deed, Transfer · Commercial Mortgage CIVIC FINANCIAL SERVICES LLC
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Aug 19, 2022 · Amount on Record
Deed Document Number	2023512915
Prior Transfer Date	Jan 11, 2006
Prior Transfer Doc	2006010990
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Sep 2, 2026
Property Address	4152 PIERCE ST, GARY, IN 46408-2546
Document Number	0000537438
Instrument Date	Aug 20, 2026
Instrument	2026537438
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4152 PIERCE ST, GARY, IN 46408-2546

Mortgage

Document Number	0000537438,
Date	Sep 2, 2026
Instrument	2026537438

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4152 PIERCE ST, GARY, IN 46408-2546
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4152 PIERCE ST, GARY, IN 46408-2546

Mortgage

Document Number	0000009828
Date	Apr 2, 2024
Instrument	2024-509828

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	May 2, 2023
Property Address	4152 PIERCE ST, GARY, IN 46408-2546
Document Number	0000012915
Map Reference	MB 11 PG 32
Instrument Date	Apr 27, 2023
Instrument	2023-512915
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4152 PIERCE ST, GARY, IN 46408-2546

Mortgage

Document Number	0000012916
Date	May 2, 2023
Instrument	2023-512916

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Mortgage

Document Number	0000012917
Date	May 2, 2023
Instrument	2023-512917

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	GARY, IN 46408

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	35 Months
Due	Apr 27, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Aug 19, 2022
Property Address	4152 PIERCE ST, GARY, IN 46408-2546
Document Number	0000034311
Map Reference	MB 1 PG 32
Instrument Date	Aug 17, 2022
Instrument	2022-534311
Transaction Type	Transfer
Record Updated	Aug 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3509 CAROLINA ST, GARY, IN 46409-1360

Mortgage

Document Number	0000034312
Date	Aug 19, 2022
Instrument	2022-534312

Lender

Name	CIVIC FINANCIAL SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4152 PIERCE ST, GARY, IN 46408-2546
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE, NETCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005756
Date	Apr 26, 2021
Instrument	2021-505756

Lender

Name	MIDLAND STATES BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2031

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$118,400 (+36.25%) Land $6,700 Building $111,700	$118,400 (+36.25%) Land $6,700 Building $111,700
2024	$1,095.00 (+103.91%)
2023		$86,900 (+175%) Land $6,500 Building $80,400	$86,900 (+175%) Land $6,500 Building $80,400
2022	$537.00 (-24.68%) Homeowner's exemption	$31,600 Land $2,400 Building $29,200	$31,600 Land $2,400 Building $29,200
2021	$713.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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