Emmet County property record for 4152 Harborview Rdg, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3.5 ba · 3,826 sqft · built 1998 |
| Lot Size | 0.027 acres (1,180 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $23,833 (2024) |
| Deeds & Mortgages | Oct 2026 Transfer Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-18-10-201-140 |
| Primary APN | 52-18-10-201-140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,826 sqft Living Area |
| 1st Floor Area | 2,741 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Condo/Apartment |
| Lot Area | 1,180 sqft |
| Garage Area | 627 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4152 HARBORVIEW RDG |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8413 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RT PUD-2 |
| Legal Description | HARBORVIEW RIDGE CONDO, PLAN #162, UNIT 40. SECTION 10, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 10 |
| Legal Subdivision | HARBORVIEW RIDGE CONDO |
| Legal Unit | 40 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 970800 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 180 OLEANDER WAY, VERO BEACH, FL 32963-3320 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Oct 9, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TCF NATIONAL BANK |
| Oct 11, 2019 | Warranty Deed, Transfer · Stand-Alone Refinance CHEMICAL BANK |
| Jun 20, 2017 | Warranty Deed, Transfer ATTORNEY'S TITLE, ATTORNEYS TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2026 |
| Deed Sale | Oct 9, 2026 |
| Prior Sale | Jun 20, 2017 · Amount on Record |
| Deed Document Number | 20265231610 |
| Deed Book / Page | 1278 / 553 |
| Prior Transfer Date | Sep 21, 2026 |
| Prior Transfer Doc | 0005231610 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 9, 2026 |
| Property Address | 4152 HARBORVIEW RDG, PETOSKEY, MI 49770-8413 |
| Document Number | 0005231610 |
| Book / Page | 1278 / 553 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20265231610 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 180 OLEANDER WAY, VERO BEACH, FL 32963-3320 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 4152 HARBORVIEW RDG, PETOSKEY, MI 49770-8413 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 180 OLEANDER WAY, VERO BEACH, FL 32963-3320 |
| Document Number | 0000001228/0000000282 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 0000001228/0000000282 |
| Instrument | 5181232 |
| Name | TCF NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Oct 11, 2019 |
| Property Address | 4152 HARBORVIEW RDG, PETOSKEY, MI 49770-8413 |
| Document Number | 001215/940 |
| Book / Page | 1215 / 940 |
| Instrument Date | Sep 6, 2019 |
| Instrument | 5168862 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 180 OLEANDER WAY, VERO BEACH, FL 32963-3320 |
| Document Number | 001215/941 |
|---|---|
| Date | Oct 11, 2019 |
| Book Page | 1215/941 |
| Instrument | 5168863 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jun 20, 2017 |
| Property Address | 4152 HARBORVIEW RDG, PETOSKEY, MI 49770-8413 |
| Document Number | 01195/0624 |
| Book / Page | 1195 / 0624 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 5148499 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | ATTORNEY'S TITLE, ATTORNEYS TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4152 HARBORVIEW RDG, PETOSKEY, MI 49770-8413 |
| Name | Verified Name |
|---|---|
| Address | 2600 20TH ST SE, GRAND RAPIDS, MI 49512 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $835,500 (+60.95%) Land $835,500 | $1,671,000 (+60.95%) Land $1,671,000 | |
| 2024 | $23,833.00 | ||
| 2023 | $519,100 Land $519,100 | $1,038,200 Land $1,038,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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