Mobile County property record for 4151 Winchester Ct, Semmes, AL 36575
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,637 sqft · built 2012 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $259,250 (Apr 2026) |
| Tax Bill | $963 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R022405220000003112 |
| Primary APN | R022405220000003112 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,637 sqft Living Area |
| Gross Area | 2,207 sqft |
| 1st Floor Area | 1,637 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 151 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 4002318 |
|---|---|
| Street Address | 4151 WINCHESTER CT |
| City | SEMMES |
| State | AL |
| Zip | 36575-8248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 32 WINCHESTER S/D UNIT TWO MBK 121 PAGE 96 |
| Legal Range | 03S |
| Legal Township | 03S |
| Legal Section | 22 |
| Legal Subdivision | WINCHESTER SD UNIT TWO |
| Legal Lot Number | 32 |
| Jurisdiction | MOBILE AL |
| Township / Civil Division | SEMMES |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 6304 |
Source: Mobile County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4151 WINCHESTER CT, SEMMES, AL 36575-8248 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Apr 10, 2026 | Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Dec 28, 2021 | Warranty Deed, Transfer · FHA Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | Dec 28, 2021 · Amount on Record |
| Deed Document Number | 202620918 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOBILE AL |
| Property Address | 4151 WINCHESTER CT, SEMMES, AL 36575-8248 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000022238 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021022238 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Apr 10, 2026 |
| Property Address | 4151 WINCHESTER CT, SEMMES, AL 36575-8248 |
| Document Number | 0000020918 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 202620918 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,184.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4151 WINCHESTER CT, SEMMES, AL 36575-8248 |
| Document Number | 0000020919, |
|---|---|
| Date | Apr 10, 2026 |
| Instrument | 202620919 |
| Name | KIND LENDING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MOBILE AL |
| Recording Date | Dec 28, 2021 |
| Property Address | 4151 WINCHESTER CT, SEMMES, AL 36575-8248 |
| Document Number | 0000084964 |
| Map Reference | MB 121 PG 96 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 2021084964 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4151 WINCHESTER CT, 4151, SEMMES, AL 36575-8248 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4151 WINCHESTER CT, SEMMES, AL 36575-8248 |
| Document Number | 0000084965 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021084965 |
| Name | PACIFIC RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Number | 0000084966 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021084966 |
| Name | PACIFIC RESIDENTIAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BEAVERTON, OR 97005 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2032 |
Source: Mobile County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Mobile County |
| Unified School District | Mobile County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $963.00 (+4.9%) Homeowner's exemption | $21,230 (+4.53%) Land $3,060 Building $18,170 | $212,300 (+4.53%) Land $30,600 Building $181,700 |
| 2024 | $918.00 (-1.92%) Homeowner's exemption | $20,310 (-1.79%) Land $3,230 Building $17,080 | $203,100 (-1.79%) Land $32,300 Building $170,800 |
| 2023 | $936.00 Homeowner's exemption | $20,680 Land $3,330 Building $17,350 | $206,800 Land $33,300 Building $173,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 49% of Alabama |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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