Osceola County property record for 4151 Story Rd, Saint Cloud, FL 34772
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,104 sqft · built 1992 |
| Lot Size | 4.86 acres (211,701 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Sep 2020) |
| Tax Bill | $4,727 (2025) |
| Deeds & Mortgages | Sep 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-27-31-4950-0001-0410 |
| Primary APN | 05-27-31-4950-0001-0410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 211,701 sqft (4.86 acres) |
| Porch | Screened/Unfinished Porch |
|---|---|
| Porch Area | 228 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4151 STORY RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8930 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OAC |
| Legal Description | S L & I C PB B PG 31 LOT 41 |
| Legal Range | 31E |
| Legal Township | 27S |
| Legal Section | 05 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 410 |
| Legal Lot Number | 41 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43205 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7133 OAK GLEN TRL, SAINT CLOUD, FL 34773-6011 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2020 · Amount on Record |
| Deed Sale | Sep 18, 2020 · Amount on Record |
| Deed Document Number | 2020125406 |
| Deed Book / Page | 5796 / 1434 |
| Prior Transfer Date | Aug 18, 2009 |
| Prior Transfer Doc | 0038831350 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 18, 2020 |
| Property Address | 4151 STORY RD, SAINT CLOUD, FL 34772-8930 |
| Document Number | 0057961434 |
| Book / Page | 005796 / 001434 |
| Instrument Date | Sep 18, 2020 |
| Instrument | 125406 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,275.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4623 MILDRED BASS RD ST CLOUD FL 347729389, ST CLOUD, FL 34772-9389 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,727.00 (+7.12%) | $299,400 (+26.76%) Land $218,700 Building $80,700 | $299,400 (+26.76%) Land $218,700 Building $80,700 |
| 2024 | $4,413.00 (+13.01%) | ||
| 2023 | $3,905.00 (+9.81%) | $236,200 (+10.79%) Land $155,500 Building $80,700 | $236,200 (+10.79%) Land $155,500 Building $80,700 |
| 2022 | $3,556.00 | $213,200 Land $155,500 Building $57,700 | $213,200 Land $155,500 Building $57,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: CenturyLink.
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