4151 Kellybrook Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 4151 Kellybrook Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,630 sqft · built 2006
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$161,000 (May 2007)
Tax Bill	$2,616 (2023)
Deeds & Mortgages	Dec 2022 Line of Credit Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11045G0310.000000`

Property Details

APN / Parcel Number

Primary APN	`11045G0310.000000`
Alternative APNs	`5538 48 6318` `96690`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,630 sqft Living Area
Gross Area	3,011 sqft
1st Floor Area	1,224 sqft
Upper Floors Area	1,406 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	110 ft deep x 41 ft wide
Garage Type	Mixed
Garage Area	220 sqft
Driveway	Concrete Driveway
Driveway Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Patio Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	96690
Street Address	4151 KELLYBROOK DR
City	CONCORD
State	NC
Zip	28025-7105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-CO
Legal Description	LT 310 BRANDON RIDGE PH 2
Legal Subdivision	BRANDON RIDGE
Legal Lot Number	310
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5016
Census Tract	40501

Owner

4151 Kellybrook Dr is owned and occupied by an individual who acquired it in February 2020.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4151 KELLYBROOK DR, CONCORD, NC 28025-7105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Jun 11, 2020	Loan Modification, Mortgage · FHA Mortgage STANWICH MTG LOAN TRUST F (CT)
Feb 4, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2007 · Amount on File
Deed Sale	May 29, 2007 · Amount on File
Prior Sale	Jan 13, 2006 · Amount on File
Deed Book / Page	7561 / 209
Last Transfer Date	Feb 4, 2020
Transfer Doc	13985281
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4151 KELLYBROOK DR, CONCORD, NC 28025-7105
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016330282
Date	Dec 30, 2022
Book Page	16330/282

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	CONCORD, NC 28027

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	4151 KELLYBROOK DR, CONCORD, NC 28025-7105
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015675258
Date	Nov 23, 2021
Book Page	15675/258

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	4151 KELLYBROOK DR, CONCORD, NC 28025-7105
Document Number	1431917
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 KELLYBROOK DR CONCORD NC 280257105, CONCORD, NC 28025-7105

Mortgage

Document Number	1431917
Date	Jul 10, 2020
Book Page	014319/000017
Instrument	21757

Lender

Name	STANWICH MTG LOAN TRUST F (CT)
Address	1600 S DOUGLASS RD # 200A, ANAHEIM, CA 92806-5948

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2050

Interest

Rate	3.62%

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 4, 2020
Property Address	4151 KELLYBROOK DR, CONCORD, NC 28025-7105
Document Number	13985281
Book / Page	013985 / 000281
Instrument Date	Feb 4, 2020
Instrument	3532
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 KELLYBROOK DR CONCORD NC 280257105, CONCORD, NC 28025-7105

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,850 (-) Land $62,000 Building $280,850
2025		$342,850 Land $62,000 Building $280,850
2024			$342,850 (+59.87%) Land $62,000 Building $280,850
2023	$2,616.00	$214,460 Land $40,000 Building $174,460	$214,460 Land $40,000 Building $174,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4151 Kellybrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4151 Kellybrook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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