4151 Granite St, Midland, NC 28107 Property Records

Cabarrus County property record for 4151 Granite St, Midland, NC 28107

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,672 sqft · built 2016
Lot Size0.271 acres (11,805 sqft)
Owner2 Individual Names on Record
Last Sale$220,000 (Oct 2016)
Tax Bill$2,499 (2023)
Deeds & MortgagesJan 2023 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10012D0069.000000

Property Details

APN / Parcel Number

Primary APN10012D0069.000000
Alternative APNs
  • 5545 91 8912
  • 111720

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,672 sqft Living Area
Gross Area3,929 sqft
1st Floor Area1,116 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area11,805 sqft (0.271 acres)
Lot Width55 ft Width
Garage TypeMixed
Garage Area440 sqft
DrivewayConcrete Driveway
Driveway Area980 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area72 sqft
Patio Area745 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number111720
Street Address4151 GRANITE ST
CityMIDLAND
StateNC
Zip28107-5801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionLT 69 TUCKER CHASE MAP 6
Legal SubdivisionTUCKERS CHASE
Legal Lot Number69
JurisdictionCABARRUS NC
Township / Civil Division10, MIDLAND
Census Block Group3
Census Block3027
Census Tract41604

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4151 GRANITE ST, MIDLAND, NC 28107-5801
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Apr 22, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2016 · Amount on Record
Deed SaleOct 28, 2016 · Amount on Record
Deed Document Number201612201-0186
Deed Book / Page12201 / 186
Record UpdatedOct 29, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4151 GRANITE ST, MIDLAND, NC 28107-5801
Transaction TypeMortgage
Record UpdatedJan 24, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4151 GRANITE ST, MIDLAND, NC 28107-5801

Mortgage

Document Number0000163441
DateJan 17, 2023
Book Page16344/1
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term286 Months
DueNov 1, 2046

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4151 GRANITE ST, MIDLAND, NC 28107-5801
Transaction TypeMortgage
Record UpdatedMay 10, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number15114177
DateApr 22, 2021
Book Page15114/177
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term307 Months
DueNov 1, 2046

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityMidland Town
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$411,930 (+56.72%) Land $83,000 Building $328,930
2024$411,930 (+56.72%) Land $83,000 Building $328,930
2023$2,499.00$262,840 Land $45,000 Building $217,840$262,840 Land $45,000 Building $217,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2008–2020)
Most Recent ClaimApr 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Windstream
DSL
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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