4151 E 97th St, Cleveland, OH 44105 Property Records

Cuyahoga County property record for 4151 E 97th St, Cleveland, OH 44105

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,375 sqft · built 1915
Lot Size	0.145 acres (6,314 sqft)
Owner	Individual Name on Record
Last Sale	$29,200 (Sep 2016)
Tax Bill	$1,246 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`136-14-109`

Property Details

APN / Parcel Number

Primary APN	`136-14-109`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,375 sqft Living Area
Gross Area	2,162 sqft
1st Floor Area	703 sqft
2nd Floor Area	672 sqft
Basement Area	691 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1952
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,314 sqft (0.145 acres)
Lot Dimensions	154 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Steam
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	4151 E 97TH ST
City	CLEVELAND
State	OH
Zip	44105-5204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	465 RUGGLES 0015 ALL
Legal Subdivision	RUGGLES HOMESTEAD
Legal Lot Number	15
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1009
Census Tract	121300

Owner

Source: Cuyahoga County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4151 E 97TH ST, CLEVELAND, OH 44105-5204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jan 30, 2023	Correction Deed · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2016 · Amount on Record
Deed Sale	Sep 13, 2016 · Amount on Record
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	2016592
Prior Transfer Date	Dec 17, 1984
Prior Transfer Doc	4596000009
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	4151 E 97TH ST, CLEVELAND, OH 44105-5204
Transaction Type	Mortgage
Record Updated	May 3, 2024
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 E 97TH ST, CLEVELAND, OH 44105-5204

Mortgage

Document Number	0000000227
Date	Apr 17, 2024
Instrument	202404170227

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

January 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 30, 2023
Property Address	4151 E 97TH ST, CLEVELAND, OH 44105-5204
Document Number	0000000562
Map Reference	VOL 55 PG 19
Instrument Date	Jan 4, 2023
Instrument	202301300562
Record Updated	Feb 9, 2023
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4151 E 97TH ST, CLEVELAND, OH 44105-5204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4151 E 97TH ST, CLEVELAND, OH 44105-5204

Mortgage

Document Number	0000000563
Date	Jan 30, 2023
Instrument	202301300563

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,246.00 Homeowner's exemption	$19,005 (-0.03%) Land $4,130 Building $14,875	$54,300 (-) Land $11,800 Building $42,500
2024	$1,246.00 (+42.73%) Homeowner's exemption	$19,010 (+68.68%) Land $4,130 Building $14,880	$54,300 (+68.63%) Land $11,800 Building $42,500
2023	$873.00 (+0.58%)	$11,270 (-) Land $2,240 Building $9,030
2022	$868.00	$11,270 Land $2,240 Building $9,030
2021			$32,200 Land $6,400 Building $25,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
DigitalC Fixed Wireless	100 / 100

May also be available: AT&T, T-Mobile.

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