Oakland County property record for 4151 Cumberland Rd, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,548 sqft · built 1952 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,000 (Mar 2019) |
| Tax Bill | $7,399 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-426-021 |
| Primary APN | 04-25-07-426-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 802 sqft |
| Basement Area | 802 sqft |
| Unfinished Basement | 802 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 55 ft wide |
| Garage Area | 497 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 155 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4151 CUMBERLAND RD |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-1678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 & 8 ST JOHN WOODS SUB. NO. 1 S 30 FT OF LOT 607 & ALL OF LOT 608 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ST JOHN WOODS |
| Legal Lot Number | 607-608 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 170000 |
4151 Cumberland Rd is owned and occupied by two individuals who bought it in March 2019.
Source: Oakland County records, as of July 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4151 CUMBERLAND RD, BERKLEY, MI 48072-1678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2024 | Deed of Trust, Mortgage · Line of Credit ALLIANCE CATHOLIC CU |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KAYE FINANCIAL CORP |
| Mar 6, 2019 | Grant Deed, Transfer · Conventional with PMI LAKE MI CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2019 · Amount on File |
| Deed Sale | Mar 6, 2019 · Amount on File |
| Deed Document Number | 201930548 |
| Deed Book / Page | 52625 / 427 |
| Prior Transfer Date | Jul 16, 1998 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4151 CUMBERLAND RD, BERKLEY, MI 48072-1678 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4151 CUMBERLAND RD, BERKLEY, MI 48072-1678 |
| Document Number | 0000030455 |
|---|---|
| Date | Mar 27, 2024 |
| Book Page | 59249/261 |
| Instrument | 30455 |
| Name | ALLIANCE CATHOLIC CU |
|---|---|
| Type | Credit Union |
| Address | FARMINGTON, MI 48334 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 28, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4151 CUMBERLAND RD, BERKLEY, MI 48072-1678 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4151 CUMBERLAND RD, BERKLEY, MI 48072-1678 |
| Document Number | 0000247030 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 55218/466 |
| Instrument | 247030 |
| Name | KAYE FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | WEST BLOOMFIELD, MI 48322 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 6, 2019 |
| Property Address | 4151 CUMBERLAND RD, BERKLEY, MI 48072-1678 |
| Document Number | 0000030548 |
| Book / Page | 052625 / 000427 |
| Instrument Date | Mar 1, 2019 |
| Instrument | 30548 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2019 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,571.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4151 CUMBERLAND RD BERKLEY MI 480721678, BERKLEY, MI 48072-1678 |
| Document Number | 35624 |
|---|---|
| Date | Mar 6, 2019 |
| Book Page | 052652/000558 |
| Instrument | 35624 |
| Name | LAKE MI CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 5, 2049 |
The 2025 property tax bill for 4151 Cumberland Rd was $7,399 with a homeowner's exemption, down 5% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,399.00 (-4.96%) Homeowner's exemption | $227,730 | $455,460 |
| 2024 | $7,785.00 | ||
| 2023 | $206,620 | $413,240 | |
| 2021 | $6,346.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4151 Cumberland Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4151 Cumberland Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKLEY serves 14,970 people · EPA ID MI0000630 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Nov 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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