Steele County property record for 4151 Cedar Ave, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,208 sqft · built 1971 |
| Lot Size | 4.51 acres (196,456 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $183,000 (Aug 2015) |
| Tax Bill | $3,446 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-027-4301 |
| Primary APN | 12-027-4301 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,208 sqft Living Area |
| Basement Area | 640 sqft |
| Finished Basement | 640 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Roof Type | Hip |
| Lot Area | 196,456 sqft (4.51 acres) |
| Heating System | HVAC |
|---|
| Street Address | 4151 CEDAR AVE |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-6176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PT OF SW1/4 OF NW1/4 DESC AS: COM AT SW COR OF SW1/4 OF NW1/4 TH N44.50' TO POB TH E444.21' N442' W444.21' S442' TO POB |
| Legal Range | 20 |
| Legal Township | 108 |
| Legal Section | 27 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | CLINTON FALLS |
| Census Block Group | 1 |
| Census Block | 1098 |
| Census Tract | 960100 |
Source: Steele County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4151 CEDAR AVE, OWATONNA, MN 55060-6176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2015 · Amount on Record |
| Deed Sale | Aug 5, 2015 · Amount on Record |
| Deed Document Number | 2015403522 |
| Prior Transfer Date | Jul 20, 2015 |
| Prior Transfer Doc | 0000403523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 4151 CEDAR AVE, OWATONNA, MN 55060-6176 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | A000435632 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | A000435632 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| County Subdivision | Clinton Falls Township |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,446.00 (+13.5%) Homeowner's exemption | $367,000 (+0.25%) Land $122,000 Building $245,000 | $367,000 (+0.25%) Land $122,000 Building $245,000 |
| 2025 | $366,100 (+25.29%) Land $122,000 Building $244,100 | $366,100 (+25.29%) Land $122,000 Building $244,100 | |
| 2023 | $3,036.00 Homeowner's exemption | $292,200 Land $99,900 Building $192,300 | $292,200 Land $99,900 Building $192,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: GigFire, Minnesota WiFi.
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