4150 Summit Ridge Ln, Denver, NC 28037 Property Records

Lincoln County property record for 4150 Summit Ridge Ln, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,132 sqft · built 2005
Lot Size	0.636 acres (27,704 sqft)
Owner	2 Individual Names on Record
Last Sale	$852,000 (Jun 2025)
Tax Bill	$6,191 (2026)
Deeds & Mortgages	Oct 2022 Line of Credit Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4615-22-5335`

Property Details

APN / Parcel Number

Primary APN	`4615-22-5335`
Alternative APNs	`461518225335` `279620` `311017` `82126`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	4,132 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Frame
Lot Area	27,704 sqft (0.636 acres)
Pool House	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	311017
Street Address	4150 SUMMIT RIDGE LN
City	DENVER
State	NC
Zip	28037-7018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#318 LOT SAILVIEW SUB 3/4
Legal Subdivision	SAILVIEW
Legal Lot Number	318
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2003
Census Tract	71203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Terrell Historic District listed 1986 · 11 contributing resources · NRIS 86001685

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4150 SUMMIT RIDGE LN, DENVER, NC 28037-7018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Jul 31, 2020	Warranty Deed, Transfer · Conventional Mortgage BETHPAGE FCU
Feb 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK/SOUTHWEST FSB
Aug 31, 2017	Warranty Deed, Transfer · Conventional Mortgage WYNDHAM CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	2025696057
Deed Book / Page	3419 / 316
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4150 SUMMIT RIDGE LN, DENVER, NC 28037-7018
Transaction Type	Mortgage
Record Updated	Nov 11, 2022
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003208317
Date	Oct 31, 2022
Book Page	3208/317
Instrument	659854

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 31, 2020
Property Address	4150 SUMMIT RIDGE LN, DENVER, NC 28037-7018
Document Number	2934659
Book / Page	2934 / 659
Map Reference	MB 12 PG 301
Instrument Date	Jul 31, 2020
Instrument	613174
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4150 SUMMIT RIDGE LN, DENVER, NC 28037-7018

Mortgage

Document Number	613175
Date	Jul 31, 2020
Instrument	613175

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	4150 SUMMIT RIDGE LN, DENVER, NC 28037-7018
Document Number	2728916
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4150 SUMMIT RIDGE LN DENVER NC 280377018, DENVER, NC 28037-7018

Mortgage

Document Number	2728916
Date	Mar 13, 2018
Book Page	002728/000916
Instrument	575201

Lender

Name	FIFTH THIRD BK/SOUTHWEST FSB
Type	Federal Savings Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Aug 31, 2017
Property Address	4150 SUMMIT RIDGE LN, DENVER, NC 28037-7018
Document Number	269026
Book / Page	002690 / 000026
Instrument Date	Aug 30, 2017
Instrument	567490
Transaction Type	Transfer
Record Updated	Sep 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,112.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4150 SUMMIT RIDGE LN DENVER NC 280377018, DENVER, NC 28037-7018

Mortgage

Document Number	269029
Date	Aug 31, 2017
Book Page	002690/000029
Instrument	567491

Lender

Name	WYNDHAM CAP MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,191.00 (+1.29%)	$993,802 (-) Land $102,000 Building $891,802	$993,802 (-) Land $102,000 Building $891,802
2023	$6,112.00	$993,802 Land $102,000 Building $891,802	$993,802 Land $102,000 Building $891,802

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

4150 Summit Ridge Ln, Denver, NC 28037 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Historic Designation

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Summit Ridge Ln

Nearby Streets

Search Property Records by Address or Parcel Number