St. Louis County property record for 4150 Sandy Trl, Duluth, MN 55803 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,612 sqft Gross Area |
| Lot Size | 556,697 sqft (12.7 acres) |
| Garage | 884 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,680.00 (2026) |
| Primary APN | 375-0010-04001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,612 sqft Gross Area |
| 1st Floor | 1,612 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 556,697 sqft (12.7 acres) |
| Garage Area | 884 sqft Garage |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Propane Heating Fuel |
| Account Number | 1034728 |
|---|---|
| Street Address | 4150 SANDY TRL |
| City | DULUTH |
| State | MN |
| Zip | 55803-9905 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELY 165 FT OF NW1/4 OF SE1/4 & WLY 165 FT OFN1/2 OF NE1/4 OF SE1/4; AND WLY 495 FT OFNE1/4 OF SE1/4 EX THAT PART LYING ELY OF |
| Legal Range | 14W |
| Legal Township | 52N |
| Legal Section | 21 |
| Legal Subdivision | GNESEN TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | GNESEN |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 10601 |
Source: St. Louis County records · APN 375-0010-04001
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6395 HOWARD GNESEN RD, DULUTH, MN 55803-9262 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARK ST BK |
| Nov 14, 2018 | Loan Modification, Mortgage PARK ST BK |
| Jul 25, 2017 | Quit Claim Deed, Construction Loan · Line of Credit PIONEER NAT'L BK/DULUTH |
| May 16, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 21, 2017 |
| Transfer Doc | 0001313802 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4150 SANDY TRL, DULUTH, MN 55803-9905 |
| Document Number | 00A1381664 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 4150 SANDY TRL DULUTH MN 558039905, DULUTH, MN 55803-9905 |
| Document Number | 00A1381664 |
|---|---|
| Date | Jun 05, 2020 |
| Instrument | A1381664 |
| Name | PARK ST BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 04, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4150 SANDY TRL, DULUTH, MN 55803-9905 |
| Document Number | 0001345318 |
| Instrument Date | Nov 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 4150 SANDY TRL DULUTH MN 558039905, DULUTH, MN 55803-9905 |
| Document Number | 0001345318 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 1345318 |
| Name | PARK ST BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55807 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 25, 2017 |
| Property Address | 4150 SANDY TRL, DULUTH, MN 55803-9905 |
| Document Number | 00A1313802 |
| Instrument Date | Jul 21, 2017 |
| Instrument | A1313802 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 23, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 6395 HOWARD GNESEN RD DULUTH MN 558039262, DULUTH, MN 55803-9262 |
| Document Number | A1313803 |
|---|---|
| Date | Jul 25, 2017 |
| Instrument | A1313803 |
| Name | PIONEER NAT'L BK/DULUTH |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55807-2501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 24, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 16, 2017 |
| Property Address | 4150 SANDY TRL, DULUTH, MN 55803-9905 |
| Document Number | 00A1309381 |
| Instrument Date | May 15, 2017 |
| Instrument | A1309381 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $19.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6395 HOWARD GNESEN RD DULUTH MN 558039262, DULUTH, MN 55803-9262 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,680.00 (+6.51%) Homeowner's exemption | ||
| 2025 | $4,394.00 (+8.17%) Homeowner's exemption | $490,500 (+14.68%) Land $92,700 Building $397,800 | $490,500 (+14.68%) Land $92,700 Building $397,800 |
| 2024 | $4,062.00 | $427,700 (+28.09%) Land $87,900 Building $339,800 | $427,700 (+28.09%) Land $87,900 Building $339,800 |
| 2022 | $333,900 Land $82,700 Building $251,200 | $333,900 Land $82,700 Building $251,200 |
4150 Sandy Trl is in FEMA Zone A, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone A 1% annual chance, no base flood elevation determined |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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