Santa Rosa County property record for 4150 Oak Pointe Dr, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,657 sqft · built 2003 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | Individual Name on File |
| Last Sale | $219,000 (Jun 2019) |
| Tax Bill | $3,546 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-2S-28-2865-00B00-0280 |
| Primary APN | 27-2S-28-2865-00B00-0280 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,657 sqft Living Area |
| Gross Area | 2,379 sqft |
| 1st Floor Area | 1,657 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 508 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 120 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4150 OAK POINTE DR |
|---|---|
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-8508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | OAK POINTE LOT 28 BLK B AS DES IN OR 3838 PG 879 |
| Legal Range | 28W |
| Legal Township | 2S |
| Legal Section | 27 |
| Legal Subdivision | OAK POINTE |
| Legal Block | B |
| Legal Lot Number | 28 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 10814 |
4150 Oak Pointe Dr is owned and occupied by an individual who bought it in June 2019.
Source: Santa Rosa County records, as of June 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4150 OAK POINTE DR, GULF BREEZE, FL 32563-8508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LENDING GROUP LLC |
| Jun 11, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on File |
| Deed Sale | Jun 11, 2019 · Amount on File |
| Prior Sale | Jul 18, 2012 · Amount on File |
| Deed Document Number | 201924522 |
| Deed Book / Page | 3838 / 879 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4150 OAK POINTE DR, GULF BREEZE, FL 32563-8508 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | EMERALD COAST TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 4150 OAK POINTE DR, GULF BREEZE, FL 32563-8508 |
| Document Number | 0040501229 |
|---|---|
| Date | Dec 31, 2020 |
| Book Page | 4050/1229 |
| Instrument | 202071111 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 11, 2019 |
| Property Address | 4150 OAK POINTE DR, GULF BREEZE, FL 32563-8508 |
| Document Number | 0038380879 |
| Book / Page | 003838 / 000879 |
| Instrument Date | May 30, 2019 |
| Instrument | 24522 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2019 |
| Title Company | SECURITY LAND TITLE INC, SURETY LAND TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,533.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4150 OAK POINTE DR GULF BREEZE FL 325638508, GULF BREEZE, FL 32563-8508 |
| Document Number | 38380880 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 003838/000880 |
| Instrument | 24523 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2049 |
The 2025 property tax bill for 4150 Oak Pointe Dr was $3,546, up 2.1% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,546.00 (+2.07%) | $274,483 (+2.21%) Land $65,000 Building $209,483 | $274,483 (+2.21%) Land $65,000 Building $209,483 |
| 2024 | $3,474.00 (-2.63%) | $268,536 (+0.6%) Land $65,000 Building $203,536 | $268,536 (+0.6%) Land $65,000 Building $203,536 |
| 2023 | $3,568.00 (+6.44%) | $266,925 (+3.84%) Land $65,000 Building $201,925 | $266,925 (+3.84%) Land $65,000 Building $201,925 |
| 2022 | $3,352.00 | $257,057 | $257,057 Land $60,000 Building $197,057 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4150 Oak Pointe Dr in Zone X, an area of minimal flood risk, though there have been 418 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 343 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 343 in force |
| Nearby Flood Claims | 418 (1995–2024) |
| Claims Outside the SFHA | 108 of 418 |
| Most Recent Claim | Dec 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4150 Oak Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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