4150 N 175 E, Ossian, IN 46777 Property Records

Wells County property record for 4150 N 175 E, Ossian, IN 46777

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,200 sqft · built 2000
Lot Size	12.8 acres (558,004 sqft)
Owner	Individual Name on Record
Tax Bill	$4,267 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-05-08-400-010.000-010`

Property Details

APN / Parcel Number

Primary APN	`90-05-08-400-010.000-010`
Alternative APNs	`00001578304` `0050370103`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
1st Floor Area	2,200 sqft
Basement Area	1,366 sqft
Unfinished Basement	1,366 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	558,004 sqft (12.8 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	2,620 sqft
Parking Spaces	8 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001578304
Street Address	4150 N 175 E
City	OSSIAN
State	IN
Zip	46777-9663
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-27-12 12.81A MID PT SW SE
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	1
Census Block	1012
Census Tract	40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4150 N 175 E, OSSIAN, IN 46777-9663
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Apr 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 22, 2010
Transfer Doc	000149/904
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4150 N 175 E, OSSIAN, IN 46777-9663
Transaction Type	Mortgage
Record Updated	Dec 18, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020253743
Date	Nov 12, 2025
Instrument	20253743

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4150 N 175 E, OSSIAN, IN 46777-9663
Transaction Type	Mortgage
Record Updated	May 2, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181316
Date	Apr 19, 2018
Instrument	20181316

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 5, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,267.00 (+11.29%) Homeowner's exemption	$547,200 (+24.36%) Land $115,200 Building $432,000	$547,200 (+24.36%) Land $115,200 Building $432,000
2024	$3,834.00 (+27.25%)
2023		$440,000 (+8.56%) Land $98,900 Building $341,100	$440,000 (+8.56%) Land $98,900 Building $341,100
2022	$3,013.00	$405,300 Land $74,000 Building $331,300	$405,300 Land $74,000 Building $331,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TWN Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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