4150 Kirkpatrick Rd, Panama City, FL 32409 Property Records

Bay County property record for 4150 Kirkpatrick Rd, Panama City, FL 32409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1977
Lot Size	0.764 acres (33,279 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,501 (2025)
Deeds & Mortgages	Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`07758-025-000`

Property Details

APN / Parcel Number

Primary APN	`07758-025-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Living Area
Gross Area	2,704 sqft
1st Floor Area	1,840 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	33,279 sqft (0.764 acres)
Lot Dimensions	370 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	576 sqft
Porch	Florida Room
Porch Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4150 KIRKPATRICK RD
City	PANAMA CITY
State	FL
Zip	32409-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC16
Legal Description	24 2S 14W-1.22-113D BEG SW COR GOVT LOT 1 N 66.08 E 1393.58 NE 308.2 NW 782.82 FOR POB TH NW 90.4 E 365 TO LK SLY 91.33 W 370 M/L TO POB ORB 4179 P 1272
Legal Range	14W
Legal Township	02S
Legal Section	24
Legal Subdivision	BAY COUNTY
Legal Lot Number	1
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	2
Census Block	2004
Census Tract	402

Owner

4150 Kirkpatrick Rd is owned and occupied by two individuals who acquired it in October 2019.

Source: Bay County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4150 KIRKPATRICK RD, PANAMA CITY, FL 32409-2126
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 15, 2019
Transfer Doc	0041791272
Record Updated	Jun 8, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Oct 15, 2019
Property Address	4150 KIRKPATRICK RD, SOUTHPORT, FL 32409-2126
Document Number	0041791272
Book / Page	004179 / 001272
Instrument Date	Oct 15, 2019
Instrument	90311
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$0.70
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4150 KIRKPATRICK RD PANAMA CITY FL 324092126, PANAMA CITY, FL 32409-2126

Tax Assessment & Valuation

The 2025 property tax bill for 4150 Kirkpatrick Rd was $1,501 with a homeowner's exemption, up 0.9% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,501.00 (+0.94%) Homeowner's exemption	$160,962	$222,463 Land $82,450 Building $140,013
2024	$1,487.00 (+2.41%)
2023	$1,452.00 (+11.52%) Homeowner's exemption	$151,870 (+3%)	$201,457 (+6.18%) Land $68,445 Building $133,012
2022	$1,302.00 Homeowner's exemption	$147,447	$189,740 Land $68,445 Building $121,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4150 Kirkpatrick Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 93 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	93 in force
Nearby Flood Claims	10 (2018–2021)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Aug 2021 · Tropical Storm Fred
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Hurricane Michael, Oct 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4150 Kirkpatrick Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20