4150 James Dr, Cincinnati, OH 45245 Property Records

Clermont County property record for 4150 James Dr, Cincinnati, OH 45245 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,717 sqft · built 1998
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (May 1999)
Tax Bill	$5,126 (2025)
Deeds & Mortgages	Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-32-15C-015`

Property Details

APN / Parcel Number

Primary APN	`41-32-15C-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,717 sqft Living Area
1st Floor Area	1,702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	23,522 sqft (0.54 acres)
View / Lot	Cul-de-sac
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	750 sqft
Porch	Slab
Porch Area	277 sqft
Patio Area	776 sqft
Shed	1 Shed
Shed Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4150 JAMES DR
City	CINCINNATI
State	OH
Zip	45245-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERNON OAKS BLOCK B
Legal Subdivision	VERNON OAKS
Legal Block	B
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	1
Census Block	1000
Census Tract	41305

Owner

Source: Clermont County records · APN 41-32-15C-015

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4150 JAMES DR, CINCINNATI, OH 45245-1834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 03, 1999 · Amount on Record
Deed Sale	May 03, 1999 · Amount on Record
Prior Sale	Jan 20, 1998 · Amount on Record
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	4150 JAMES DR, CINCINNATI, OH 45245-1834
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009074
Date	Apr 26, 2018
Book Page	2766/1367
Instrument	201800009074

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,126.00 (-55.53%)	$101,650 (-12.29%) Land $15,790 Building $85,860
2024			$290,400 (-12.29%) Land $45,100 Building $245,300
2023	$11,526.00 (+156.36%) Homeowner's exemption	$115,890 (+50.51%) Land $15,790 Building $100,100	$331,100 (+50.5%) Land $45,100 Building $286,000
2022	$4,496.00 Homeowner's exemption	$77,000 Land $11,900 Building $65,100
2020			$220,000 Land $34,000 Building $186,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 233 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.