St. Clair County property record for 4150 Fruit St, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,608 sqft · built 1973 |
| Lot Size | 1.02 acres (44,823 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,222 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-005-3008-000 |
| Primary APN | 74-14-005-3008-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 1,608 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 44,823 sqft (1.02 acres) |
| Lot Dimensions | 359 ft deep x 125 ft wide |
| Garage Area | 1,187 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 4150 FRUIT ST |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-4617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | BEG S 88D 29M W 258.9' FROM SE SEC COR, TH S 88D 29M W 125', TH N 3D 38M E 360.33', TH N 89D 43M E 124.79', TH S 3D 38M W |
| Legal Range | 16E |
| Legal Township | 02N |
| Legal Section | 05 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 646000 |
Source: St. Clair County records, as of September 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4150 FRUIT ST, CLAY, MI 48001-4617 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2022 | Intrafamily Transfer, Transfer |
| Mar 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 16, 2022 |
| Transfer Doc | 0005534579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 22, 2022 |
| Property Address | 4150 FRUIT ST, CLAY, MI 48001-4617 |
| Document Number | 0005534579 |
| Book / Page | 5534 / 579 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022015158 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4150 FRUIT ST, 4150, CLAY, MI 48001-4617 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11081 BAUMANN AVE, FORT CAMPBELL, KY 42223-6048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4150 FRUIT ST, CLAY, MI 48001-4617 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050380524 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 5038/524 |
| Instrument | 2019004687 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $128,300 (+11.57%) | $256,600 (+11.57%) | |
| 2025 | $2,222.00 (+2.21%) Homeowner's exemption | $115,000 (+7.48%) | |
| 2024 | $2,174.00 (+8.37%) | $230,000 (+7.48%) | |
| 2023 | $107,000 | ||
| 2022 | $2,006.00 | $214,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 12 (1985–1995) |
| Claims Outside the SFHA | 10 of 12 |
| Most Recent Claim | Aug 1995 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY TOWNSHIP serves 9,866 people · EPA ID MI0001450 |
|---|---|
| Water Source | Purchased surface water from CITY OF ALGONAC |
| Last State Inspection | May 2021 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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