Hardin County property record for 415 Ymca Ln, Counce, TN 38326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 1988 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,000 (Dec 1998) |
| Tax Bill | $1,061 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036162J A 01400 |
| Primary APN | 036162J A 01400 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Upper Floors Area | 560 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 108,900 sqft (2.5 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Terrain | Rolling |
| Garage Type | Unfinished |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 800 sqft |
| Porch | Open Porch |
| Porch Area | 536 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 415 YMCA LN |
|---|---|
| City | COUNCE |
| State | TN |
| Zip | 38326-4525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J E POTTS 21 |
| Legal Subdivision | J E POTTS |
| Legal Lot Number | 21 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 920600 |
415 Ymca Ln is owned and occupied by two individuals who bought it in December 1998.
Source: Hardin County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 YMCA LN, COUNCE, TN 38326-4525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST CO |
| Sep 15, 2025 | Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 1998 · Amount on File |
| Deed Sale | Dec 31, 1998 · Amount on File |
| Prior Sale | Aug 9, 1995 · Amount on File |
| Deed Document Number | 0000191256 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 415 YMCA LN, COUNCE, TN 38326-4525 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6390 MICHIE PEBBLE HILL RD, MICHIE, TN 38357-5444 |
| Document Number | 0008502406 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 850/2406 |
| Instrument | 184565 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 604 CRUISE ST, CORINTH, MS 38834 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Feb 15, 2031 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 415 YMCA LN, COUNCE, TN 38326-4525 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6390 MICHIE PEBBLE HILL RD, MICHIE, TN 38357-5444 |
| Document Number | 0008471225 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 847/1225 |
| Instrument | 182050 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | 604 CRUISE ST, CORINTH, MS 38834 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Sep 15, 2030 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 415 Ymca Ln was $1,061.
Source: Hardin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,061.00 | $60,625 Land $5,075 Building $55,550 | |
| 2023 | $1,061.00 (+39.61%) | $60,625 (+64.41%) Land $5,075 Building $55,550 | $242,500 (+64.41%) Land $20,300 Building $222,200 |
| 2022 | $760.00 | $36,875 Land $5,075 Building $31,800 | $147,500 Land $20,300 Building $127,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 415 Ymca Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jan 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Ymca Ln is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 60% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST U.D. OF HARDIN COUNTY serves 7,602 people · EPA ID TN0000546 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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