415 Woods Rd, Talking Rock, GA 30175 Property Records

Gilmer County property record for 415 Woods Rd, Talking Rock, GA 30175

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 780 sqft · built 2019
Lot Size	5.08 acres (221,285 sqft)
Owner	Individual Name on Record
Last Sale	$377,000 (May 2025)
Tax Bill	$1,704 (2025)
Deeds & Mortgages	Apr 2019 Mortgage May 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3101 039C`

Property Details

APN / Parcel Number

Primary APN	`3101 039C`
Alternative APN	`28508`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	780 sqft Heated Area
1st Floor Area	780 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood
Construction Type	Metal Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	221,285 sqft (5.08 acres)

Exterior Amenities

Porch	Slab
Patio Area	360 sqft
Storage Building	200 sqft
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28508
Street Address	415 WOODS RD
City	TALKING ROCK
State	GA
Zip	30175-1910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LTS 50-53 HIGH COUNTRY ESTATES
Legal Subdivision	HIGH COUNTRY ESTATES
Legal Lot Number	50-53
Jurisdiction	GILMER GA
Township / Civil Division	SOUTH GILMER
Census Block Group	1
Census Block	1029
Census Tract	80500

Owner

Source: Gilmer County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 WOODS RD, TALKING ROCK, GA 30175-1910
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING AND TRUST
May 14, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL
Jun 24, 2022	Warranty Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL
Nov 27, 2018	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Jun 27, 2022 · Amount on Record
Deed Book / Page	2765 / 467
Prior Transfer Date	Sep 30, 2005
Prior Transfer Doc	001189/157
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	415 WOODS RD, TALKING ROCK, GA 30175-1910
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	WOODS RD, GA

Mortgage

Document Number	0000002161/0000000001
Date	Apr 10, 2019
Book Page	0000002161/0000000001
Instrument	001860

Lender

Name	BRANCH BANKING AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	May 14, 2025
Property Address	415 WOODS RD, TALKING ROCK, GA 30175-1910
Document Number	002765/467
Book / Page	2765 / 467
Instrument Date	May 9, 2025
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WOODS RD, TALKING ROCK, GA 30175-1910

Mortgage

Document Number	0002765469
Date	May 14, 2025
Instrument	2765/469

Lender

Name	UNITED WHOLESALE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2055

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jun 24, 2022
Property Address	415 WOODS RD, TALKING ROCK, GA 30175-1910
Document Number	00002524/9
Book / Page	2524 / 9
Instrument Date	Jun 24, 2022
Instrument	2022-002765
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PONDEROSA LN, WALESKA, GA 30183-4323

Mortgage

Document Number	0000002524/0000000011
Date	Jun 27, 2022
Book Page	0000002524/0000000011

Lender

Name	HOME POINT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Jun 24, 2022
Property Address	415 WOODS RD, TALKING ROCK, GA 30175-1910
Document Number	00002524/9
Book / Page	2524 / 9
Instrument Date	Jun 24, 2022
Instrument	2022-002765
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 PONDEROSA LN, WALESKA, GA 30183-4323

Mortgage

Document Number	0000252411
Date	Jun 24, 2022
Instrument	2524/11

Lender

Name	HOME POINT FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2052

November 2018: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Nov 27, 2018
Property Address	415 WOODS RD, TALKING ROCK, GA 30175-1910
Document Number	0002139/83
Book / Page	2139 / 83
Instrument Date	Nov 27, 2018
Instrument	2018-003153
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 151124, CAPE CORAL, FL 33915-1124

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,704.00 (+2.77%) Homeowner's exemption	$131,080 (+10.49%) Land $36,880 Building $94,200	$327,700 (+10.49%) Land $92,200 Building $235,500
2023	$1,658.00	$118,640 Land $25,720 Building $92,920	$296,600 Land $64,300 Building $232,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 82% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

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