415 Woods Lake Rd, Decherd, TN 37324 Property Records

Franklin County property record for 415 Woods Lake Rd, Decherd, TN 37324

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,229 sqft · built 2022
Lot Size	1.13 acres (49,468 sqft)
Owner	2 Trust Names on File
Last Sale	$578,000 (Apr 2023)
Tax Bill	$2,496 (2025)
Deeds & Mortgages	Feb 2026 Transfer Feb 2024 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026019B A 01300`

Property Details

APN / Parcel Number

Primary APN	`026019B A 01300`
Alternative APN	`019B A 01300`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,229 sqft Living Area
1st Floor Area	1,939 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,468 sqft (1.13 acres)
Lot Dimensions	149 ft deep x 332 ft wide
Garage Type	Mixed
Garage Area	1,184 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	415 WOODS LAKE RD
City	DECHERD
State	TN
Zip	37324-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 08, COUNTY AREA: L90
Legal Subdivision	WOODS LAKE ESTATES
Legal Lot Number	12,13
Jurisdiction	FRANKLIN TN
Township / Civil Division	6
Census Block Group	2
Census Block	2029
Census Tract	960100

Owner

415 Woods Lake Rd is held in a trust since April 2023.

Source: Franklin County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	415 WOODS LAKE RD, DECHERD, TN 37324-2413
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Intrafamily Transfer, Transfer
Feb 21, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 15, 2024	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage NAVY FCU
Apr 25, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU
Feb 9, 2022	Quit Claim Deed, Transfer ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2023 · Amount on File
Deed Sale	Apr 25, 2023 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Document Number	20232442
Deed Book / Page	475 / 576
Prior Transfer Date	Apr 22, 2016
Prior Transfer Doc	0000002054
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Feb 27, 2026
Property Address	415 WOODS LAKE RD, DECHERD, TN 37324-2413
Document Number	0026001419
Book / Page	D503 / 100
Map Reference	CAB 152B
Instrument Date	Jan 13, 2026
Instrument	26001419
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WOODS LAKE RD, DECHERD, TN 37324-2413

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	415 WOODS LAKE RD, DECHERD, TN 37324-2413
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024000904
Date	Feb 21, 2024
Book Page	T1515/386
Instrument	24000904

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jan 1, 2034

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN TN
Recording Date	Feb 15, 2024
Property Address	415 WOODS LAKE RD, DECHERD, TN 37324-2413
Document Number	0024000785
Book / Page	D482 / 745
Map Reference	CAB 152B
Instrument Date	Feb 15, 2024
Instrument	24000785
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	SOUTHERN TENNESSEE T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WOODS LAKE RD, DECHERD, TN 37324-2413

Mortgage

Document Number	0024000904
Date	Feb 15, 2024
Instrument	24000904

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	119 Months
Due	Jan 1, 2034

April 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Apr 25, 2023
Property Address	415 WOODS LAKE RD, DECHERD, TN 37324-2413
Document Number	0023002442
Book / Page	D475 / 576
Map Reference	CAB 152B
Instrument Date	Apr 20, 2023
Instrument	23002442
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2026
Title Company	SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,138.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WOODS LAKE RD, DECHERD, TN 37324-2413

Mortgage

Document Number	0023002443
Date	Apr 25, 2023
Book Page	T1484/288
Instrument	23002443

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2038

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Feb 9, 2022
Property Address	415 WOODS LAKE RD, DECHERD, TN 37324-2413
Document Number	0022001198
Book / Page	D0463 / 402
Map Reference	CAB 152B
Instrument Date	Feb 4, 2022
Instrument	22001198
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	ACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3036 THRONE ST, MURFREESBORO, TN 37129-5244

Tax Assessment & Valuation

The 2025 property tax bill for 415 Woods Lake Rd was $2,496.

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,496.00	$125,100 Land $27,000 Building $98,100
2023		$111,600 (+726.67%) Land $13,500 Building $98,100
2022	$253.00	$13,500 Land $13,500	$500,400 (+826.67%) Land $108,000 Building $392,400
2021			$54,000 Land $54,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 415 Woods Lake Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Woods Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3
Point Broadband Fixed Wireless	10 / 1

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