Harford County property record for 415 Winterberry Dr, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,152 sqft · built 1982 |
| Lot Size | 0.137 acres (5,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Jun 2020) |
| Tax Bill | $3,111 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-021516 |
| Primary APN | 01-021516 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,152 sqft Total Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,950 sqft (0.137 acres) |
| Lot Dimensions | 119 ft deep x 50 ft wide |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 021516 |
|---|---|
| Street Address | 415 WINTERBERRY DR |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 24 50/50X119 AV 415 WINTERBERRY DRIVE WILLBY WOODS PT 25/26 |
| Legal Subdivision | WILLOUGHBY WOODS 1 |
| Legal Lot Number | 24 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 301602 |
415 Winterberry Dr is owned and occupied by two individuals who bought it in June 2020.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 WINTERBERRY DR, EDGEWOOD, MD 21040-3547 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 4, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jun 9, 2020 | Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 2020 · Amount on File |
| Deed Sale | Jun 9, 2020 · Amount on File |
| Prior Sale | Oct 27, 2014 · Amount on File |
| Deed Book / Page | 13899 / 195 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 415 WINTERBERRY DR, EDGEWOOD, MD 21040-3547 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 415 WINTERBERRY DR, EDGEWOOD, MD 21040-3547 |
| Document Number | 0157290384 |
|---|---|
| Date | Nov 4, 2022 |
| Book Page | 15729/384 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 9, 2020 |
| Property Address | 415 WINTERBERRY DR, EDGEWOOD, MD 21040-3547 |
| Document Number | 0138990195 |
| Book / Page | 13899 / 195 |
| Map Reference | MB 25 FO 26 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | KEY TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 415 WINTERBERRY DR, EDGEWOOD, MD 21040-3547 |
| Document Number | 0013899203 |
|---|---|
| Date | Jun 9, 2020 |
| Instrument | 13899/203 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 415 Winterberry Dr was $3,111, up 15.7% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,111.00 (+15.74%) | $285,500 Land $50,000 Building $235,500 | $285,500 Land $50,000 Building $235,500 |
| 2025 | $2,688.00 | ||
| 2023 | $227,300 Land $50,000 Building $177,300 | $227,300 Land $50,000 Building $177,300 | |
| 2022 | $2,336.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 Winterberry Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2003–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Winterberry Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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