415 Winding Oaks Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 415 Winding Oaks Ct, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,362 sqft · built 1990
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$507,000 (Sep 2023)
Tax Bill$5,940 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN25S-63-0697

Property Details

APN / Parcel Number

Primary APN25S-63-0697

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,362 sqft Living Area
Gross Area3,215 sqft
1st Floor Area2,338 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions36 ft deep x 135 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area713 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area280 sqft
Deck Area723 sqft
Patio Area216 sqft
Balcony Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address415 WINDING OAKS CT
CityBALLWIN
StateMO
Zip63021-7377
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionARBOR OAKS PLAT ONE 25S630037 12 8 89 LOT 136
Legal SubdivisionARBOR OAKS PLAT ONE
Legal Lot Number136
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group3
Census Block3001
Census Tract217923

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address415 WINDING OAKS CT, BALLWIN, MO 63021-7377
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2023Warranty Deed, Transfer · Conventional Mortgage
NEW AMERICAN MORTGAGE LLC
Jul 5, 2023Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2023 · Amount on Record
Deed SaleSep 5, 2023 · Amount on Record
Prior SaleApr 21, 2006 · Amount on Record
Deed Document Number202395547
Prior Transfer DateJun 28, 2023
Prior Transfer Doc0000000519
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateSep 5, 2023
Property Address415 WINDING OAKS CT, BALLWIN, MO 63021-7377
Document Number2023090500547
Map ReferenceMB 292 PG 61-63
Instrument DateAug 31, 2023
Instrument2023090500547
Transaction TypeTransfer
Record UpdatedFeb 14, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2244 CRYSTAL PALACE BLVD, ALVARADO, TX 76009-7127

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 WINDING OAKS CT, BALLWIN, MO 63021-7377

Mortgage

Document Number2023090500548
DateSep 5, 2023
Instrument2023090500548
Lender
NameNEW AMERICAN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2038

July 2023: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionST LOUIS MO
Recording DateJul 5, 2023
Property Address415 WINDING OAKS CT, BALLWIN, MO 63021-7377
Document Number2023070500519
Map ReferenceMB 292 PG 61-63
Instrument DateJun 30, 2023
Instrument2023070500519
Transaction TypeTransfer
Record UpdatedMar 1, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictParkway C-2 School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$96,960 (-) Land $38,080 Building $58,880$510,300 (-) Land $200,400 Building $309,900
2025$5,940.00 (+1.87%)$96,960 (+7.54%) Land $38,080 Building $58,880$510,300 (+7.54%) Land $200,400 Building $309,900
2024$5,831.00 (+1.43%)
2023$5,749.00 (+6.74%)$90,160 (+16.85%) Land $26,660 Building $63,500$474,500 (+16.84%) Land $140,300 Building $334,200
2022$5,386.00$77,160 Land $23,470 Building $53,690
2021$406,100 Land $123,500 Building $282,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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