St. Clair County property record for 415 Willow Point Trl, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,034 sqft · built 2017 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $447,500 (Apr 2017) |
| Tax Bill | $8,600 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Nov 2021 Mortgage + 1 more |
| APN | 03-13-0-201-003 |
| Primary APN | 03-13-0-201-003 |
|---|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,034 sqft Living Area |
| Basement Area | 2,634 sqft |
| Finished Basement | 2,634 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Area | 750 sqft |
| Cooling System | Central |
|---|
| Street Address | 415 WILLOW POINT TRL |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RESERVES OF TIMBER RIDGE PHASE 1 LOT 3 A02532446 |
| Legal Subdivision | RESERVES OF TIMBER RIDGE |
| Legal Phase | 1 |
| Legal Block | 201 |
| Legal Lot Number | 3 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | CASEYVILLE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 503404 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 WILLOW POINT TRL, O FALLON, IL 62269-7428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Nov 8, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 5, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage SCOTT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2017 · Amount on Record |
| Deed Sale | Apr 5, 2017 · Amount on Record |
| Prior Sale | Jan 12, 2017 · Amount on Record |
| Deed Document Number | 20172532446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 415 WILLOW POINT TRL, O FALLON, IL 62269-7428 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0A02756395 |
|---|---|
| Date | Aug 16, 2022 |
| Instrument | A02756395 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 415 WILLOW POINT TRL, O FALLON, IL 62269-7428 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | A02724783 |
|---|---|
| Date | Nov 8, 2021 |
| Instrument | A02724783 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 5, 2017 |
| Property Address | 415 WILLOW POINT TRL, O FALLON, IL 62269-7428 |
| Document Number | 00A2532446 |
| Instrument Date | Apr 3, 2017 |
| Instrument | 2532446 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 18, 2017 |
| Title Company | ADVANCED TITLE SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $671.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 415 WILLOW POINT TRL O FALLON IL 622697428, O FALLON, IL 62269-7428 |
| Document Number | A2532447 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | 2532447 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 4, 2047 |
| Rate | 3.25% |
|---|
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Caseyville Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,600.00 | $199,176 (+25.64%) Land $36,681 Building $162,495 | $597,528 (+25.64%) Land $110,043 Building $487,485 |
| 2022 | $158,533 Land $28,860 Building $129,673 | $475,599 Land $86,580 Building $389,019 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2022 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
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