415 Williams Rd, Harrisburg, NC 28075 Property Records

Cabarrus County property record for 415 Williams Rd, Harrisburg, NC 28075

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,377 sqft · built 2010
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$35,000 (Oct 2006)
Tax Bill	$4,096 (2023)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01014B0035.400000`

Property Details

APN / Parcel Number

Primary APN	`01014B0035.400000`
Alternative APNs	`5507 27 2611` `46016`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,377 sqft Living Area
Gross Area	4,175 sqft
1st Floor Area	1,996 sqft
Upper Floors Area	1,381 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2015
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	175 ft deep x 133 ft wide
Garage Type	Mixed
Garage Area	480 sqft
Driveway	Concrete Driveway
Driveway Area	1,150 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	58 sqft
Deck Area	260 sqft
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	46016
Street Address	415 WILLIAMS RD
City	HARRISBURG
State	NC
Zip	28075-9483
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	S/O WILLIAMS RD
Legal Subdivision	VALHALLA
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	2
Census Block	2005
Census Tract	42604

Owner

415 Williams Rd is owned and occupied by two individuals who bought it in October 2006.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 WILLIAMS RD, HARRISBURG, NC 28075-9483
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 6, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Apr 1, 2021	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2006 · Amount on File
Deed Sale	Oct 10, 2006 · Amount on File
Deed Book / Page	7076 / 1
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	415 WILLIAMS RD, HARRISBURG, NC 28075-9483
Transaction Type	Mortgage
Record Updated	Oct 7, 2025
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WILLIAMS RD, HARRISBURG, NC 28075-9483

Mortgage

Document Number	0001763925
Date	Sep 29, 2025
Book Page	17639/25

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	415 WILLIAMS RD, HARRISBURG, NC 28075-9483
Transaction Type	Mortgage
Record Updated	Jun 19, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WILLIAMS RD, HARRISBURG, NC 28075-9483

Mortgage

Document Number	0016517290
Date	Jun 6, 2023
Book Page	16517/290

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	415 WILLIAMS RD, HARRISBURG, NC 28075-9483
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15057305
Date	Apr 1, 2021
Book Page	15057/305

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 30, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	415 WILLIAMS RD, HARRISBURG, NC 28075-9483
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	14638211
Date	Nov 3, 2020
Book Page	14638/211

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	415 WILLIAMS RD, HARRISBURG, NC 28075-9483
Document Number	13215315
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WILLIAMS RD HARRISBURG NC 280759483, HARRISBURG, NC 28075-9483

Mortgage

Document Number	13215315
Date	Oct 4, 2018
Book Page	013215/000315
Instrument	25142

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Harrisburg Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,570 Land $88,000 Building $447,570
2024			$535,570 (+53.63%) Land $88,000 Building $447,570
2023	$4,096.00	$348,620 Land $40,000 Building $308,620	$348,620 Land $40,000 Building $308,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 Williams Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2020–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 Williams Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF HARRISBURG serves 20,549 people · EPA ID NC0113025
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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