Hardin County property record for 415 Whiteoak Dr, Lumberton, TX 77657
| Property Type | Single Family Home |
|---|---|
| Details | 1,421 sqft · built 2022 |
| Lot Size | 0.356 acres (15,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,450 (Jun 2023) |
| Tax Bill | $3,781 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 013650-000105 |
| Primary APN | 013650-000105 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,421 sqft Living Area |
| 1st Floor Area | 1,421 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2023 |
| Lot Area | 15,499 sqft (0.356 acres) |
| Lot Dimensions | 155 ft deep x 100 ft wide |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|
| Account Number | 44722 |
|---|---|
| Street Address | 415 WHITEOAK DR |
| City | LUMBERTON |
| State | TX |
| Zip | 77657-7195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S13650 WOODLAND HEIGHTS, LOT 27, ACRES .3558 |
| Legal Subdivision | WOODLAND HEIGHTS |
| Legal Lot Number | 27 |
| Jurisdiction | HARDIN TX |
| Township / Civil Division | LUMBERTON |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 30501 |
415 Whiteoak Dr is owned and occupied by two individuals who bought it in June 2023.
Source: Hardin County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 WHITEOAK DR, LUMBERTON, TX 77657-7195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2023 | Vendor's Lien, Transfer · Conventional Mortgage FIRST FIDELITY BANK NA |
| Feb 9, 2021 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on File |
| Deed Sale | Jun 13, 2023 · Amount on File |
| Prior Sale | Feb 9, 2021 |
| Deed Document Number | 2023136409 |
| Prior Transfer Date | May 7, 2009 |
| Prior Transfer Doc | 0000004677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | Jun 13, 2023 |
| Property Address | 415 WHITEOAK DR, LUMBERTON, TX 77657-7195 |
| Document Number | 0000136409 |
| Map Reference | VOL 3 PG 53 |
| Instrument Date | Jun 6, 2023 |
| Instrument | 2023-136409 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1404, SANTA FE, TX 77510-1404 |
| Name | Verified Name |
|---|---|
| Address | 415 WHITEOAK DR, LUMBERTON, TX 77657-7195 |
| Investor | Possibly a Property Investor |
| Document Number | 0000136410 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2023-136410 |
| Name | FIRST FIDELITY BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TX |
| Recording Date | Feb 9, 2021 |
| Property Address | 415 WHITEOAK DR, LUMBERTON, TX 77657-7195 |
| Document Number | 0000111829 |
| Map Reference | VOL 3 PG 53 |
| Instrument Date | Feb 4, 2021 |
| Instrument | 2021-111829 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2021 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 527 N VILLAGE CREEK PKWY, 527, LUMBERTON, TX 77657-6403 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1404, SANTA FE, TX 77510-1404 |
The 2026 property tax bill for 415 Whiteoak Dr was $3,781 with exemptions applied, up 194% from the year before.
Source: Hardin County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Hardin County |
| Municipality | Lumberton City |
| Unified School District | Lumberton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,781.00 (+194.01%) Homeowner's exemption Senior Citizen's exemption | $218,768 (+6.58%) Land $20,000 Building $198,768 | $218,768 (+6.58%) Land $20,000 Building $198,768 |
| 2025 | $1,286.00 (-40.49%) Homeowner's exemption Senior Citizen's exemption | $205,259 (-) Land $20,000 Building $185,259 | $205,259 (-) Land $20,000 Building $185,259 |
| 2024 | $2,161.00 (-28.77%) Homeowner's exemption Senior Citizen's exemption | $205,259 (+21.84%) Land $20,000 Building $185,259 | $205,259 (+21.84%) Land $20,000 Building $185,259 |
| 2023 | $3,034.00 (+110.55%) | $168,462 (+135.7%) Land $20,000 Building $148,462 | $168,462 (+135.7%) Land $20,000 Building $148,462 |
| 2022 | $1,441.00 | $71,472 Land $22,600 Building $48,872 | $71,472 Land $22,600 Building $48,872 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 415 Whiteoak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 54 policies |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 Whiteoak Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 66% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUMBERTON MUD serves 31,428 people · EPA ID TX1000035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Highline Internet Fiber | 1,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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