415 Whims Ln, Rochester, MI 48306 Property Records

Oakland County property record for 415 Whims Ln, Rochester, MI 48306

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,318 sqft · built 1956
Lot Size	2.36 acres (102,802 sqft)
Owner	Individual Name on Record
Last Sale	$217,000 (Jul 2018)
Tax Bill	$1,583 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N-10-34-202-007`

Property Details

APN / Parcel Number

Primary APN	`N-10-34-202-007`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Basement Area	1,318 sqft
Unfinished Basement	1,318 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	102,802 sqft (2.36 acres)
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces
Pool Area	490 sqft
Porch	Slab
Porch Area	118 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	415 WHIMS LN
City	ROCHESTER
State	MI
Zip	48306-2671
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T4N, R11E, SEC 34 WHIMS ACRES NO 1 LOT 29
Legal Range	11E
Legal Township	04N
Legal Section	34
Legal Subdivision	WHIMS ACRES
Legal Lot Number	29
Jurisdiction	OAKLAND MI
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2002
Census Tract	190500

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	415 WHIMS LN, ROCHESTER, MI 48306-2671
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Deed Document Number	2018111529
Deed Book / Page	51967 / 409
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	415 WHIMS LN, ROCHESTER, MI 48306-2671
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WHIMS LN, ROCHESTER, MI 48306-2671

Mortgage

Document Number	0000023821
Date	Mar 10, 2023
Book Page	58471/185
Instrument	23821

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	415 WHIMS LN, ROCHESTER, MI 48306-2671
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WHIMS LN, ROCHESTER, MI 48306-2671

Mortgage

Document Number	0000282899
Date	Dec 29, 2021
Book Page	57229/164
Instrument	282899

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jul 5, 2018
Property Address	415 WHIMS LN, ROCHESTER, MI 48306-2671
Document Number	0000111529
Book / Page	51967 / 00409
Map Reference	LB 78 PG 2
Instrument Date	Jun 26, 2018
Instrument	111529
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Tax	$1,866.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 WHIMS LN, 415, OAKLAND, MI 48306-2671

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 WHIMS LN, OAKLAND, MI 48306-2671

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Oakland Charter Township
Unified School District	Rochester Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,583.00 (-33.01%) Homeowner's exemption	$134,990 (+13.69%)	$269,980 (+13.69%)
2024	$2,363.00 (+15.55%)
2023		$118,740	$237,480
2021	$2,045.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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