Bergen County and Northvale Borough property record for 415 West Ave, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 2,714 sqft · built 1953 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $13,788 (2025) |
| Deeds & Mortgages | Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00411-0000-00021 |
| Primary APN | 40-00411-0000-00021 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,714 sqft Living Area |
| 1st Floor Area | 2,714 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Frame |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 151 ft deep x 75 ft wide |
| Street Address | 415 WEST AVE |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 75X151 1LT (518,8) |
| Legal Block | 411 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 2200 |
415 West Ave is owned and occupied by two individuals.
Source: Bergen County and Northvale Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 415 WEST AVE, NORTHVALE, NJ 07647-1308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 415 WEST AVE, NORTHVALE, NJ 07647-1308 |
| Document Number | 0028712143 |
| Instrument Date | Sep 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 415 WEST AVE NORTHVALE NJ 076471308, NORTHVALE, NJ 07647-1308 |
| Document Number | 0028712143 |
|---|---|
| Date | Feb 23, 2018 |
| Book Page | 002871/002143 |
| Name | GREATER ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | PARAMUS, NJ 07652 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 22, 2038 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 415 West Ave was $13,788, up 3.9% from the year before.
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $658,300 (+58.89%) Land $446,500 Building $211,800 | $658,300 (+58.89%) Land $446,500 Building $211,800 | |
| 2025 | $13,788.00 (+3.94%) | $414,300 Land $261,900 Building $152,400 | $414,300 Land $261,900 Building $152,400 |
| 2024 | $13,265.00 | ||
| 2023 | $414,300 Land $261,900 Building $152,400 | $414,300 Land $261,900 Building $152,400 | |
| 2022 | $12,511.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 West Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 West Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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