415 Walnut St, Vermilion, OH 44089 Property Records

Erie County property record for 415 Walnut St, Vermilion, OH 44089

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 862 sqft · built 1923
Lot Size0.069 acres (2,997 sqft)
OwnerTrust Name on Record
Last Sale$305,000 (May 2019)
Tax Bill$4,904 (2025)
Deeds & MortgagesFeb 2024 Transfer
Nov 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-00189-000

Property Details

APN / Parcel Number

Primary APN20-00189-000
Alternative APN
  • 002975-2

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area862 sqft Living Area
Gross Area1,183 sqft
1st Floor Area648 sqft
Upper Floors Area214 sqft
Basement Area107 sqft
Unfinished Basement107 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area2,997 sqft (0.069 acres)
Lot Dimensions50 ft deep x 45 ft wide

Exterior Amenities

PorchPorch
Porch Area232 sqft
Patio Area88 sqft
Shed1 Shed
Shed Area45 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number002975-2
Street Address415 WALNUT ST
CityVERMILION
StateOH
Zip44089
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6 WALNUT ST WH BLK 10 EX N 6' 7 WALNUT ST BLK 10 NPT
Legal SubdivisionLINWOOD PARK ALLOTMENT
Legal Block10,10
Legal Lot Number6
JurisdictionERIE OH
Township / Civil DivisionVERMILION
Census Block Group1
Census Block1004
Census Tract40100

Owner

Source: Erie County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on Record
Mailing Address7430 COUNTRY LN, CHAGRIN FALLS, OH 44023-1308
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2024Intrafamily Transfer, Transfer
Nov 12, 2019Deed of Trust, Mortgage · Line of Credit
FIRST FED'L S&L ASSN/LORAIN
May 1, 2019Executor's Deed, Transfer · Conventional Mortgage
UNION CAPITAL NMORTGAGE CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2019 · Amount on Record
Deed SaleMay 1, 2019 · Amount on Record
Prior SaleJul 12, 2013 · Amount on Record
Deed Document Number20193170
Last Transfer DateFeb 20, 2024
Transfer Doc0000001256
Record UpdatedSep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionERIE OH
Recording DateFeb 23, 2024
Property Address415 WALNUT ST, VERMILION, OH 44089
Document Number0000001256
Map ReferenceVOL 3 PG 7
Instrument DateFeb 20, 2024
Instrument202401256
Transaction TypeTransfer
Record UpdatedMar 13, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7430 COUNTRY LN, CHAGRIN FALLS, OH 44023-1308

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionERIE OH
Property Address415 WALNUT ST, VERMILION, OH 44089
Document Number0000009509
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 WALNUT ST VERMILION OH 44089, VERMILION, OH 44089

Mortgage

Document Number0000009509
DateNov 15, 2019
Instrument9509
Lender
NameFIRST FED'L S&L ASSN/LORAIN
AddressLORAIN, OH 44053
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 14, 2034
Interest
Rate TypeAdjustable Rate

May 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionERIE OH
Recording DateMay 1, 2019
Property Address415 WALNUT ST, VERMILION, OH 44089
Document Number0000003170
Map ReferenceVOL 3 PG 7
Instrument DateApr 29, 2019
Instrument201903170
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,220.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 WALNUT ST, VERMILION, OH 44089

Mortgage

Document Number0000003171
DateMay 1, 2019
Instrument201903171
Lender
NameUNION CAPITAL NMORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJun 1, 2039

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateOhio
CountyErie County
MunicipalityVermilion City
Unified School DistrictVermilion Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,904.00 (-2.58%)$114,824 (-) Land $80,797 Building $34,027
2024$5,034.00 (+2.03%)$114,824 (+11.14%) Land $80,797 Building $34,027$328,070 (+11.14%) Land $230,850 Building $97,220
2023$4,934.00 (-2.91%)$103,316 (+0.01%) Land $66,013 Building $37,303
2022$5,082.00$103,309 Land $66,013 Building $37,296
2021$295,190 Land $188,610 Building $106,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AO, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims151 (1978–2014)
Claims Outside the SFHA1 of 151
Most Recent ClaimFeb 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVERMILION CITY
serves 10,594 people · EPA ID OH2201511
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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