415 Walnut St, Ashland, OR 97520 Property Records

Jackson County property record for 415 Walnut St, Ashland, OR 97520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,248 sqft · built 1981
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$404,500 (Jun 2015)
Tax Bill	$5,892 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`391E05CA503`

Property Details

APN / Parcel Number

Primary APN	`391E05CA503`
Alternative APNs	`391E05CA00503` `10640771`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,248 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,248 sqft
Basement Area	892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Exterior Material	Concrete
Roof Material	Other
Lot Area	12,632 sqft (0.29 acres)
Deck Area	610 sqft
Patio Area	610 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 WALNUT ST
City	ASHLAND
State	OR
Zip	97520-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-7.5
Legal Range	01E
Legal Township	39S
Legal Section	05
Legal Quarter	3
Legal Subdivision	DEER RIDGE TERRACE SUBDIVISION
Legal Block	1
Legal Lot Number	8
Jurisdiction	JACKSON OR
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1018
Census Tract	2100

Owner

Source: Jackson County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	415 WALNUT ST, ASHLAND, OR 97520-1535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2015 · Amount on Record
Deed Sale	Jun 19, 2015 · Amount on Record
Prior Sale	Sep 4, 2002 · Amount on Record
Deed Document Number	201519354
Prior Transfer Date	Jun 18, 2015
Prior Transfer Doc	0000025981
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OR
Property Address	415 WALNUT ST, ASHLAND, OR 97520-1535
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009615
Date	Mar 3, 2021
Instrument	2021-009615

Lender

Name	ROGUE FCU
Type	Credit Union
Address	MEDFORD, OR 97501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 28, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Jackson County
Municipality	Ashland City
Unified School District	Ashland School District 5 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,220 (+3%)	$554,500 (+5.89%) Land $238,560 Building $315,940
2025	$5,892.00 (+2.15%)	$372,060 (+3%) Land $189,220 Building $182,840	$523,660 (-4.88%) Land $232,800 Building $290,860
2024	$5,768.00 (+3.37%)	$361,230 (+3%) Land $183,700 Building $177,530	$550,540 (-11.87%) Land $234,600 Building $315,940
2023	$5,580.00 (+3.31%)	$350,710 (+3%) Land $178,350 Building $172,360	$624,720 (-3.99%) Land $393,410 Building $231,310
2022	$5,401.00	$340,500 Land $173,160 Building $167,340	$650,660 Land $434,160 Building $216,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 41% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER DEPARTMENT serves 20,946 people · EPA ID OR4100047
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Project A Fixed Wireless	200 / 25
Whittrio Fixed Wireless	100 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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