415 W West St, Georgetown, IL 61846 Property Records

Vermilion County property record for 415 W West St, Georgetown, IL 61846

Property Summary

Property Type	Single Family Home
Lot Size	0.228 acres (9,931 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,210 (2025)
Deeds & Mortgages	May 2024 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-31-402-011`

Property Details

APN / Parcel Number

Primary APN	`28-31-402-011`
Alternative APN	`GEOL1968F`

Exterior

Lot Area	9,931 sqft (0.228 acres)

Location & Zoning

Street Address	415 W WEST ST
City	GEORGETOWN
State	IL
Zip	61846-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DYKE CORNWELLS ADD TO GEORGETOWN L6
Legal Range	11W
Legal Township	18N
Legal Section	31
Legal Subdivision	DYKE CORNWELLS
Legal Lot Number	6S
Jurisdiction	VERMILION IL
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2051
Census Tract	11000

Owner

415 W West St is owned and occupied by two individuals.

Source: Vermilion County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 W WEST ST, GEORGETOWN, IL 61846-1860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2024	Deed of Trust, Mortgage · USDA Mortgage USDA
Sep 8, 2022	Deed of Trust, Mortgage · USDA Mortgage USDA
May 16, 2018	Deed, Transfer · Conventional Mortgage LONGVIEW BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	415 W WEST ST, GEORGETOWN, IL 61846-1860
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002403484
Date	May 8, 2024
Instrument	24-03484

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	288 Months
Due	Jun 1, 2048

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VERMILION IL
Property Address	415 W WEST ST, GEORGETOWN, IL 61846-1860
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002205862
Date	Sep 8, 2022
Instrument	22-05862

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	312 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	VERMILION IL
Recording Date	May 16, 2018
Property Address	415 W WEST ST, GEORGETOWN, IL 61846-1860
Document Number	1802923
Map Reference	MB 7 PG 497
Instrument Date	May 16, 2018
Instrument	18-02923
Transaction Type	Transfer
Record Updated	Jul 2, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	415 W WEST ST, GEORGETOWN, IL 61846-1860

Mortgage

Document Number	1802924
Date	May 16, 2018
Instrument	18-02924

Lender

Name	LONGVIEW BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	5.25%

Tax Assessment & Valuation

The 2025 property tax bill for 415 W West St was $3,210 with a homeowner's exemption, up 6.4% from the year before.

Source: Vermilion County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Vermilion County
County Subdivision	Georgetown Township
Municipality	Georgetown City
Unified School District	Georgetown-Ridge Farm Consolidated Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,210.00 (+6.4%) Homeowner's exemption	$42,710 (+7.24%) Land $6,827 Building $35,883	$128,130 (+7.24%) Land $20,481 Building $107,649
2024	$3,017.00	$39,826 Land $6,366 Building $33,460	$119,478 Land $19,098 Building $100,380
2022	$2,794.00 Homeowner's exemption	$34,841 Land $5,569 Building $29,272	$104,523 Land $16,707 Building $87,816

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 W West St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 W West St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN serves 4,200 people · EPA ID IL1830350
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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