415 W Waterside Dr, Apt 304, Post Falls, ID 83854 Property Records

Kootenai County property record for 415 W Waterside Dr, Apt 304, Post Falls, ID 83854

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,500 sqft · built 2006
Lot Size	0.072 acres (3,136 sqft)
Owner	Company Name on File
Tax Bill	$3,770 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PJ4090003040`

Property Details

APN / Parcel Number

Primary APN	`PJ4090003040`
Alternative APN	`304464`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	20 Units
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Family Room	Family Room
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	3,136 sqft (0.072 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	304464
Street Address	415 W WATERSIDE DR, 304
City	POST FALLS
State	ID
Zip	83854-7122
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	PIER 21 ON THE BOARDWALK CONDOS, UNIT 304 & UNDIV INT IN COMMON AREA PF DOWNTOWN URD 2022 0350N05W
Legal Range	05W
Legal Township	50N
Legal Section	03
Legal Subdivision	05 POST FALLS CITY CTR URD
Legal Unit	304
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	4
Census Block	4038
Census Tract	402

Owner

Source: Kootenai County records · APN PJ4090003040

Assessment roll updated October 16, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	10805 174TH AVE E, BONNEY LAKE, WA 98391-5171
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 30, 2022
Deed Sale	Aug 30, 2022
Prior Sale	Jun 06, 2022 · Amount on Record
Deed Document Number	20222913625
Prior Transfer Date	Aug 24, 2022
Prior Transfer Doc	0002913625
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jun 06, 2022
Property Address	415 W WATERSIDE DR APT 304, 304, POST FALLS, ID 83854-7122
Document Number	2903396000
Map Reference	MB J PG 409-409C
Instrument Date	May 26, 2022
Instrument	2903396000
Transaction Type	Transfer
Record Updated	Jun 17, 2022
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10805 174TH AVE E, BONNEY LAKE, WA 98391-5171

Mortgage

Document Number	2903397000
Date	Jun 06, 2022
Instrument	2903397000

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Jul 01, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.62%
Index	Other
Max Rate	9.62%

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated October 16, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,770.00 (+0.21%)	$634,555 (+7.3%) Land $1,000 Building $633,555	$634,555 (+7.3%) Land $1,000 Building $633,555
2024	$3,762.00 (+13.83%)
2023	$3,305.00 (-17.31%)	$591,403 (-9.89%) Land $1,000 Building $590,403	$591,403 (-9.89%) Land $1,000 Building $590,403
2022	$3,997.00	$656,333 Land $1,000 Building $655,333	$656,333 Land $1,000 Building $655,333

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kootenai County (16055C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160550004024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 95 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Northwest Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Concept Communications Fixed Wireless	100 / 20
Newmax Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	CITY OF POST FALLS serves 20,285 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.