McLean County property record for 415 W Vernon Ave, Normal, IL 61761
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 894 sqft · built 2009 |
| Lot Size | 0.182 acres (7,914 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,103 (2024) |
| Deeds & Mortgages | Apr 2020 Line of Credit Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-28-455-034 |
| Primary APN | 14-28-455-034 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 894 sqft Living Area |
| 1st Floor Area | 894 sqft |
| Basement Area | 894 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Asphalt |
| Lot Area | 7,914 sqft (0.182 acres) |
| Lot Dimensions | 131 ft deep x 60 ft wide |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 415 W VERNON AVE |
|---|---|
| City | NORMAL |
| State | IL |
| Zip | 61761-3542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | LYNN MARIE MEADOWS SUB PT LT2 LYG WITHIN NORMAL TIF DIST |
| Legal Subdivision | MEADOWS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | MCLEAN IL |
| Township / Civil Division | NORMAL |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 400 |
415 W Vernon Ave is owned and occupied by an individual who acquired it in April 2016.
Source: McLean County records, as of August 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 W VERNON AVE, NORMAL, IL 61761-3542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 29, 2020 | Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE BANK |
| Jan 19, 2018 | Quit Claim Deed, Transfer WASHINGTON STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 26, 2016 |
| Transfer Doc | 0000007277 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEAN IL |
| Property Address | 415 W VERNON AVE, NORMAL, IL 61761-3542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000007470 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 2020-00007470 |
| Name | WASHINGTON STATE BANK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, IL 61571 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 15, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCLEAN IL |
| Recording Date | Jan 19, 2018 |
| Property Address | 415 W VERNON AVE, NORMAL, IL 61761-3542 |
| Document Number | 201800001311 |
| Map Reference | DOC2008-0002809 |
| Instrument Date | Nov 15, 2017 |
| Instrument | 2018-00001311 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 415 W VERNON AVE, NORMAL, IL 61761-3542 |
| Document Number | 201800001312 |
|---|---|
| Date | Jan 19, 2018 |
| Instrument | 2018-00001312 |
| Name | WASHINGTON STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 61 Months |
| Due | Feb 16, 2023 |
Source: McLean County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McLean County |
| County Subdivision | Normal Township |
| Municipality | Normal Town |
| Unified School District | McLean County Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $61,712 Land $11,799 Building $49,913 | $185,136 Land $35,397 Building $149,739 | |
| 2024 | $4,103.00 (+7.44%) | ||
| 2023 | $3,819.00 | $50,630 Land $9,680 Building $40,950 | $151,890 Land $29,040 Building $122,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 W Vernon Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 12 (1980–2021) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 415 W Vernon Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAL serves 52,736 people · EPA ID IL1130900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Pavlov Media Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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