415 W Third St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 415 W Third St, Lexington, KY 40508

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,464 sqft · built 1880
Lot Size	0.138 acres (6,003 sqft)
Owner	Individual Name on File
Tax Bill	$7,318 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2019 Mortgage + 1 more
APN	`13375425`

Property Details

APN / Parcel Number

Primary APN	`13375425`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,464 sqft Living Area
Basement Area	1,180 sqft
Unfinished Basement	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Brick
Lot Area	6,003 sqft (0.138 acres)
Lot Width	38 ft Width
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	415 W THIRD ST
City	LEXINGTON
State	KY
Zip	40508-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BOOK: 2744 PAGE: 665
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	3
Census Block	3000
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Northside Historic Residential District listed 1979 · 1,649 contributing resources · NRIS 79000977

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

415 W Third St is owned and occupied by an individual.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	415 W THIRD ST, LEXINGTON, KY 40508-3511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2019	Deed of Trust, Mortgage REPUBLIC BK & TR CO
Oct 21, 2019	Deed of Trust, Mortgage REPUBLIC BK & TR CO
Jul 8, 2019	Deed of Trust, Mortgage REPUBLIC BK & TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	415 W THIRD ST, LEXINGTON, KY 40508-3511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9496/267
Date	Dec 23, 2019
Book Page	9496/267

Lender

Name	REPUBLIC BK & TR CO

Agreement

Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	415 W THIRD ST, LEXINGTON, KY 40508-3511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9443/341
Date	Oct 21, 2019
Book Page	9443/341

Lender

Name	REPUBLIC BK & TR CO

Agreement

Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	415 W THIRD ST, LEXINGTON, KY 40508-3511
Transaction Type	Mortgage
Record Updated	Jul 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9356/118
Date	Jul 8, 2019
Book Page	9356/118

Lender

Name	REPUBLIC BK & TR CO

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 415 W Third St was $7,318, down 6.1% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,318.00 (-6.06%)	$630,000 (-)	$630,000 (-)
2025	$7,790.00	$630,000	$630,000
2023	$5,309.00	$429,400	$429,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 415 W Third St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 W Third St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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