415 W Second St, Lexington, KY 40507 Property Records

Lexington-Fayette Urban County property record for 415 W Second St, Lexington, KY 40507

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,160 sqft · built 1925
Lot Size	0.113 acres (4,901 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,770 (2026)
Deeds & Mortgages	Sep 2026 Sale Oct 2023 Line of Credit + 1 more
APN	`10685600`

Property Details

APN / Parcel Number

Primary APN	`10685600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,160 sqft Living Area
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Brick
Lot Area	4,901 sqft (0.113 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	415 W SECOND ST
City	LEXINGTON
State	KY
Zip	40507-1039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	BOOK: 2579 PAGE: 190
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1005
Census Tract	102

Owner

415 W Second St is owned by two individuals who acquired it in July 2026.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	417 W SECOND ST, LEXINGTON, KY 40507-1039
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit REPUBLIC BANK & TRUST CO
Apr 18, 2017	Deed of Trust, Mortgage REPUBLIC BK & TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 1, 2026
Transfer Doc	0000000143
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Sep 3, 2026
Property Address	415 W SECOND ST, LEXINGTON, KY 40507-1039
Document Number	0000000143
Book / Page	4216 / 214
Instrument Date	Jul 1, 2026
Instrument	20260903143
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 W SECOND ST, LEXINGTON, KY 40507-1039

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	415 W SECOND ST, LEXINGTON, KY 40507-1039
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 W SECOND ST, LEXINGTON, KY 40507-1039

Mortgage

Document Number	MB10718/145
Date	Oct 11, 2023
Book Page	MB 10718/145
Instrument	202310110067

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 2, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	415 W SECOND ST, LEXINGTON, KY 40507-1039
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8817/738
Date	Apr 18, 2017
Book Page	8817/738

Lender

Name	REPUBLIC BK & TR CO

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 415 W Second St was $4,770, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,770.00 (+1.9%)	$378,600 (-)	$378,600 (-)
2025	$4,681.00	$378,600	$378,600
2023	$3,273.00	$264,700	$264,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 415 W Second St; there have been 5 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	5 (1997–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 W Second St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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