415 W Maple St, Monroe, WA 98272 Property Records

Snohomish County property record for 415 W Maple St, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 780 sqft · built 1936
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$99,850 (Oct 2015)
Tax Bill	$3,071 (2026)
Deeds & Mortgages	Jan 2017 Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3954-001-005-00`

Property Details

APN / Parcel Number

Primary APN	`3954-001-005-00`
Alternative APNs	`003954-001-005-00` `39540010050003` `307963`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
1st Floor Area	780 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Account Number	307963
Street Address	415 W MAPLE ST
City	MONROE
State	WA
Zip	98272-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR6000
Legal Description	BOUNSALLS 1ST ADD TO MONROE BLK 001 D-00 - LOT 5 TGW VAC 8FT ALLEY LY ADJ THRTO PER CITY OF MONROE ORD 825
Legal Section	01
Legal Subdivision	BOUNSALLS 1ST ADD TO MONROE
Legal Block	001 D
Legal Lot Number	5
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1004
Census Tract	52208

Owner

415 W Maple St is owned by two individuals who bought it in October 2015.

Source: Snohomish County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2433 79TH AVE SE, TUMWATER, WA 98501-6812
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FILO MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2015 · Amount on File
Deed Sale	Oct 26, 2015 · Amount on File
Prior Sale	Dec 12, 2005 · Amount on File
Deed Document Number	2015369
Prior Transfer Date	Oct 31, 2006
Prior Transfer Doc	0000000817
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	415 W MAPLE ST, MONROE, WA 98272-1307
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000258
Date	Jan 25, 2017
Instrument	201701250258

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	415 W MAPLE ST, MONROE, WA 98272-1307
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000052
Date	May 19, 2021
Instrument	202105190052

Lender

Name	FILO MORTGAGE LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 415 W Maple St was $3,071.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Monroe City
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,071.00	$392,600 Land $299,100 Building $93,500	$392,600 Land $299,100 Building $93,500
2023	$2,525.00	$339,100 Land $253,100 Building $86,000	$339,100 Land $253,100 Building $86,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 W Maple St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 W Maple St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE WATER SYSTEM serves 23,467 people · EPA ID WA5355820
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T, T-Mobile.

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