Covington City property record for 415 W Locust St, Covington, VA 24426
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,068 sqft · built 1957 |
| Lot Size | 0.113 acres (4,950 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Jan 2014) |
| Tax Bill | $676 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-9-8 |
| Primary APN | 13-9-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| Gross Area | 2,376 sqft |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 1,068 sqft |
| Unfinished Basement | 1,068 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,950 sqft (0.113 acres) |
| Lot Dimensions | 110 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1960 |
|---|---|
| Street Address | 415 W LOCUST ST |
| City | COVINGTON |
| State | VA |
| Zip | 24426-1540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PARRISH LOT 8 |
| Legal Lot Number | 8 |
| Jurisdiction | COVINGTON CITY VA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 60200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Covington Historic District listed 1991 · 111 contributing resources · NRIS 91000099 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
415 W Locust St is owned and occupied by an individual who bought it in January 2014.
Source: Covington City records, as of May 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 415 W LOCUST ST, COVINGTON, VA 24426-1540 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2014 · Amount on File |
| Deed Sale | Jan 3, 2014 · Amount on File |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 415 W Locust St was $676.
Source: Covington City assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Covington City |
| Unified School District | Alleghany Highlands Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $676.00 | $79,600 Land $6,000 Building $73,600 | $79,600 Land $6,000 Building $73,600 |
| 2023 | $676.00 | $79,600 Land $6,000 Building $73,600 | $79,600 Land $6,000 Building $73,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 415 W Locust St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 28, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 96 (1985–2016) |
| Claims Outside the SFHA | 27 of 96 |
| Most Recent Claim | Jun 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 415 W Locust St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COVINGTON serves 5,961 people · EPA ID VA2580100 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator currently in violation since Mar 2024 |
| Monitoring and Reporting | 36 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Glo Fiber Cable · Fiber in parts of the area | 1,200 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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