415 W Jackson St, Ione, CA 95640 Property Records

Amador County property record for 415 W Jackson St, Ione, CA 95640

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,226 sqft · built 1987
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$310,000 (Oct 2014)
Tax Bill	$3,745 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`004-130-048-000`

Property Details

APN / Parcel Number

Primary APN	`004-130-048-000`
Alternative APN	`0413004800`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,226 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached
Garage Area	706 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	415 W JACKSON ST
City	IONE
State	CA
Zip	95640-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RANCHO ARROYO SECO 41M23 LOT A3
Legal Subdivision	RANCHO ARROYO SECO
Legal Lot Number	A3
Jurisdiction	AMADOR CA
Township / Civil Division	IONE
Census Block Group	2
Census Block	2041
Census Tract	303

Owner

Source: Amador County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	415 W JACKSON ST, IONE, CA 95640-9766
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Sep 10, 2018	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2014 · Amount on Record
Deed Sale	Oct 17, 2014 · Amount on Record
Deed Document Number	20146951
Prior Transfer Date	Dec 24, 2012
Prior Transfer Doc	0000011723
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	415 W JACKSON ST, IONE, CA 95640-9766
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 W JACKSON ST, IONE, CA 95640-9766

Mortgage

Document Number	0000008119
Date	Sep 28, 2022
Instrument	2022-0008119

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMADOR CA
Property Address	415 W JACKSON ST, IONE, CA 95640-9766
Document Number	0000006925
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Oct 1, 2018
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	415 W JACKSON ST IONE CA 956409766, IONE, CA 95640-9766

Mortgage

Document Number	0000006925
Date	Sep 19, 2018
Instrument	6925

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 18, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Amador County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Amador County
Municipality	Ione City
Unified School District	Amador County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$384,976 (+2%) Land $85,806 Building $299,170
2025	$3,745.00 (+4.03%) Homeowner's exemption	$377,428 (+4.04%) Land $84,124 Building $293,304
2024			$437,490
2023	$3,600.00 (+1.95%) Homeowner's exemption	$362,773 Land $80,858 Building $281,915
2022	$3,531.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	3 (1997–2000)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AWA, IONE serves 7,227 people · EPA ID CA0310002
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Volcano Vision Cable · Fiber in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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