415 W Hancock, Fletcher, OK 73541 Property Records

Comanche County property record for 415 W Hancock, Fletcher, OK 73541

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,995 sqft · built 1975
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Tax Bill	$1,437 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03N09W-08-1-80000-011-0024`

Property Details

APN / Parcel Number

Primary APN	`03N09W-08-1-80000-011-0024`
Alternative APNs	`080000-0110024-00000` `160041982` `41982`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,995 sqft Living Area
1st Floor Area	1,995 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Canopy	387 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	41982
Street Address	415 W HANCOCK
City	FLETCHER
State	OK
Zip	73541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STERLING BLK 11 LOTS 24-26
Legal Range	09W
Legal Township	03N
Legal Section	08
Legal Subdivision	STERLING
Legal Block	11
Legal Lot Number	24-26
Jurisdiction	COMANCHE OK
Township / Civil Division	NORTHEAST COMANCHE
Census Block Group	2
Census Block	2026
Census Tract	2102

Owner

415 W Hancock is owned by an individual who acquired it in February 2010.

Source: Comanche County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	415 W HANCOCK ST, STERLING, OK 73567
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE SERVICE INC
Jun 28, 2022	Warranty Deed, Transfer · FHA Mortgage NEIGHBORS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2010
Deed Sale	Feb 3, 2010
Prior Sale	Jul 2, 2009 · Amount on File
Deed Document Number	20101761
Deed Book / Page	6092 / 160
Prior Transfer Date	Jan 21, 2010
Prior Transfer Doc	06092/0160
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMANCHE OK
Property Address	415 W HANCOCK, FLETCHER, OK 73541-5008
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008515/292
Date	Jul 20, 2020
Book Page	8515/292
Instrument	2020-009932

Lender

Name	FREEDOM MORTGAGE SERVICE INC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	272 Months
Due	Mar 1, 2043

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMANCHE OK
Recording Date	Jun 28, 2022
Property Address	415 W HANCOCK, FLETCHER, OK 73541-5008
Document Number	009115/215
Book / Page	9115 / 215
Instrument Date	Jun 24, 2022
Instrument	2022-011581
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	TITLE AND CLOSING INC, TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 W HANCOCK ST, STERLING, OK 73567

Mortgage

Document Number	2022011582
Date	Jun 28, 2022
Instrument	2022-011582

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 415 W Hancock was $1,437.

Source: Comanche County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Comanche County
Municipality	Sterling Town
Unified School District	Sterling Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$17,863 (+0.93%) Land $689 Building $17,174	$158,786 (-) Land $6,125 Building $152,661
2025	$1,437.00	$17,699 (+4.99%) Land $525 Building $17,174	$158,786 (+5.97%) Land $6,125 Building $152,661
2024	$1,437.00 (+3.23%)	$16,857 (-) Land $492 Building $16,365	$149,839 (-) Land $4,375 Building $145,464
2023	$1,392.00	$16,857 Land $492 Building $16,365	$149,839 Land $4,375 Building $145,464

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 W Hancock in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 W Hancock is high, ranking above 73% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · lower than 60% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STERLING PWA serves 762 people · EPA ID OK2001601
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Southwest Oklahoma Telephone Company Fiber · Cable	1,000 / 500
Nextlink Fixed Wireless	500 / 200
Windstream DSL	200 / 20

May also be available: AT&T, T-Mobile, Verizon.

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