415 W Elm St, Eldon, IA 52554 Property Records

Wapello County property record for 415 W Elm St, Eldon, IA 52554

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,122 sqft · built 1900
Lot Size0.067 acres (2,904 sqft)
OwnerIndividual Name on File
Last Sale$11,500 (Jul 2007)
Tax Bill$554 (2026)
Flood ZoneZone A (high risk)
APN002370010588000

Property Details

APN / Parcel Number

Primary APN002370010588000

Interior

Stories1 Story
Building Area1,122 sqft Gross Area
1st Floor Area1,122 sqft
Basement Area1,122 sqft
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialUrethane Foam
Lot Area2,904 sqft (0.067 acres)
Lot Dimensions132 ft deep x 22 ft wide

Location & Zoning

Street Address415 W ELM ST
CityELDON
StateIA
Zip52554
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionELDON ORIGINAL LOT 4 BLK 26 (415 W ELM)
Legal SubdivisionELDON ORIG
Legal Block26,415
Legal Lot Number4
JurisdictionWAPELLO IA
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2004
Census Tract961100

Owner

415 W Elm St, a commercial property, is owned by an individual who bought it in July 2007.

Source: Wapello County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4941 100TH ST, OTTUMWA, IA 52501-9011
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 30, 2007 · Amount on File
Deed SaleJul 30, 2007 · Amount on File
Deed Document Number20073856
Deed Book / Page2007 / 3856
Prior Transfer DateJul 25, 2007
Prior Transfer Doc2007/3856
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 415 W Elm St was $554.

Source: Wapello County assessment roll, as of October 9, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWapello County
MunicipalityEldon City
Unified School DistrictCardinal Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$554.00$29,260 (-) Land $2,900 Building $26,360$29,260 (-) Land $2,900 Building $26,360
2025$29,260 Land $2,900 Building $26,360$29,260 Land $2,900 Building $26,360
2024$538.00
2023$26,330 (+17.39%) Land $2,900 Building $23,430$26,330 Land $2,900 Building $23,430
2022$500.00$22,430 Land $2,900 Building $19,530
2021$22,430 Land $2,900 Building $19,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 W Elm St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies2 in force
Nearby Flood Claims14 (1980–2021)
Claims Outside the SFHA3 of 14
Most Recent ClaimJun 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2010 · 4 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 W Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELDON WATER SUPPLY
serves 927 people · EPA ID IA9053004
Water SourcePurchased groundwater from WAPELLO RURAL WATER ASSOC.
Last State InspectionFeb 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Citizens Mutual Telephone
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50

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