415 W 9th St, Oxford, AL 36203 Property Records

Calhoun County property record for 415 W 9th St, Oxford, AL 36203

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,122 sqft · built 1990
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,736 (2026)
Deeds & Mortgages	Mar 2018 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-09-30-2-002-058.000`

Property Details

APN / Parcel Number

Primary APN	`21-09-30-2-002-058.000`
Alternative APN	`65711`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,122 sqft Living Area
Gross Area	2,479 sqft
1st Floor Area	2,122 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	60,984 sqft (1.4 acres)
Lot Dimensions	420 ft deep x 98 ft wide
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	65711
Street Address	415 W 9TH ST
City	OXFORD
State	AL
Zip	36203-2306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 30 TSP 16S RNG 08E A LOT DESC AS BEG 266 W OF NW COR WI LLIAMS ST & W 9TH ST TH W 128 N 420 E 98 S 80 E 90 S 190 SLY 152
Legal Range	08E
Legal Township	16S
Legal Section	30
Jurisdiction	CALHOUN AL
Township / Civil Division	ANNISTON
Census Block Group	3
Census Block	3040
Census Tract	1201

Owner

415 W 9th St is owned and occupied by two individuals.

Source: Calhoun County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	415 W 9TH ST, OXFORD, AL 36203-2306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 15, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Sep 29, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	415 W 9TH ST, OXFORD, AL 36203-2306
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004868/760
Date	Mar 27, 2018
Book Page	4868/760

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	415 W 9TH ST, OXFORD, AL 36203-2306
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004957/146
Date	Jul 15, 2020
Book Page	4957/146
Instrument	4957-0146

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	336 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN AL
Property Address	415 W 9TH ST, OXFORD, AL 36203-2306
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005026/488
Date	Sep 29, 2021
Book Page	5026/488
Instrument	5026-0488

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 415 W 9th St was $1,736, up 7% from the year before.

Source: Calhoun County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Calhoun County
Municipality	Oxford City
Unified School District	Oxford City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,736.00 (+6.96%)
2025	$1,623.00 (-3.51%)	$34,180 (+93.02%)	$170,880 (-3.5%) Land $16,000 Building $154,880
2024	$1,682.00 (-1.69%)	$17,708 (-1.72%) Land $1,600 Building $16,108	$177,080 (-1.72%) Land $16,000 Building $161,080
2023	$1,711.00 (+213.94%)	$18,018 (+5.44%) Land $1,600 Building $16,418	$180,180 (+5.44%) Land $16,000 Building $164,180
2022	$545.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$17,088 Land $1,600 Building $15,488	$170,880 Land $16,000 Building $154,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 415 W 9th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 415 W 9th St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 62% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXFORD WATER WORKS & SEWER BOARD serves 31,239 people · EPA ID AL0000162
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Trichloroethylene resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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